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| Bill Burch |

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After a varied employment history from supper club DJ and radio presenter in the Middle East through several retail posts to credit controller of a now-defunct heavy manufacturing firm, Bill joined the Insolvency Service in 1993 as an insolvency examiner. After 9 years at OR Gloucester he joined ACCA in 2002 as a compliance officer, visiting IPs and generally putting himself about when the opportunity arose. In July 2005 he left ACCA to set up Compliance On Call, poaching his former boss, Gareth Limb in April 2006, and together they incorporated Compliance On Call Limited. Compliance On Call was set up with one aim in mind: to become the UK’s leading insolvency compliance service provider within 5 years. By employing only insolvency compliance specialists and concentrating on supplying a supportive and transparent service, the company, which was incorporated in April 2006 now has over 150 IP clients and expects to have assisted 25% of the country’s appointment-taking IPs by the end of 2008. In addition to conducting case and systems reviews, Compliance On Call is happy to take an active role in topical debates and consultations that have an impact on the insolvency profession.
Compliance on call |
| Heather Greig-Smith |

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Heather Greig-Smith is editor of Credit Today, the magazine for the commercial and consumer credit industry. She joined the magazine as deputy editor in 2006 from commercial property magazine Property Week.
Credit Today |
| Stuart Hopewell |
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Stuart Hopewell FICM is Chairman of the Institute of Credit Management (ICM), the largest professional credit management organisation in Europe. Stuart has been involved in credit for over 30 years and has served on a wide range of committees and working parties, including representing the ICM on the Insolvency Service’s National Users’ Council. An ICM Council Member since 1999, Stuart is regularly consulted on insolvency matters and he vigorously encourages his fellow credit professionals to engage in insolvency procedures that affect their day to day business.
ICM |
| Gill Hankey |
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Gill Hankey is a Director of the Bankruptcy Advisory Service Limited and has just been recently awarded an M.B.E on the New Years Honours List 2008. Gill is also a member of R3 and the Insolvency Service National Consumer User Group and she speaks regularly to members of these groups on debt and bankruptcy issues and the type of work carried out by the Bankruptcy Advisory Service.
Bankruptcy Advisor Service Limited |
| Kevin Still |
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Kevin Still is a credit and debt industry veteran of 23 years who is currently a Director of leading debt management company EuroDebt Financial Services and Senior Vice President of Credit Professionals Limited, a special credit management consultancy. He is a former Director of Equifax and UAPT-Infolink, with extensive experience of setting up industry-wide information sharing schemes to prevent fraud, identify over-indebtedness and promote responsible lending.
EuroDebt | Credit Professionals Limited |
| Rachel Lacey |
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Rachel Lacey is the editor of Moneywise, Britain’s best-selling personal finance magazine, and has written numerous articles giving advice on debt management and money saving measures.
Moneywise | Rachel's articles |
| Ann Kiem |
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Anne Kiem is Head of External Affairs for the ifs School of Finance, a registered charity involved in the provision of education and lifelong career support for the financial services
IVA TV Interview | ifs |
| Marc Allen |
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Mark Allen is a partner at Grant Thornton, where he is Head of their IVA Department. He is responsible for the National IVA service line, and is a chartered accountant.
Grant Thornton | Panelist at August Debt Debate |
| Andy Reeve |
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Andy Reeve is Head of Business Studies at Kings School, Macclesfield, and a columnist for , a business magazine targeted at 15-18 year olds. He is also involved with Tutor2u, an online website specialising in economic and business education.
Economics Today |
Tutor2u |
| Peter Hobday |
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Peter has presented a wide range of BBC radio and television
programmes including the award-winning Money Programme, The
Today Programme, and current affairs programme Newsnight on
BBC2.
Peter Hobday presents the February Debt Debate |
| Melanie Giles |
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Melanie Giles is an Insolvency Practitioner who has worked
at the forefront of the insolvency industry for over 20 years.
Melanie is an authoritative voice on the regulation and
provision of Individual Voluntary Arrangements.
Personal website | IVA TV interview | Blog | IVA Forum Expert |
| Lord Nazir
Ahmed |
 |
Lord Nazir Ahmed is a Labour MP. Born and educated in
Rotherham, Lord Ahmed read public administration at Sheffield
University before working as a business development manager
while keeping actively involved in his local community. He was
made a peer in 1998. Lord Ahmed is also Chair of the All Party Parliamentary Group Against Financial Exploitation.
Lord Nazir Ahmed profile |
| Neil Hamilton |
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Neil Hamilton took Mohamed Al-Fayed to court for libel in
November 1999, but lost on 21 December after the 11 jurors found
against him. He also lost the subsequent appeal in December
2000. In May 2001, unable to pay his legal fees and costs
amounting to some £3m, he was declared bankrupt. He was
discharged from bankruptcy in 2004.
IVA TV interview | Neil Hamilton profile |
| Mark Hoban |
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Mark Hoban was appointed Shadow Financial Secretary to the Treasury in 2005. He is also a chartered accountant with with a degree in economics from the London School of Economics. He worked for PricewaterhouseCoopers and its predecessor firms between 1985 and 2001.
Personal website | Panelist at February Debt Debate |
| Stephen Hone |

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Stephen Hone is best know for winning his case against Abbey
National over their bank charges. The case was settled in his
favour for 600% more than his claim, at £5000. Steve
subsequently set up penaltycharges.co.uk to help others do the same. Steve has made
numerous TV appearances, including GMTV and Tonight with Trevor
McDonald, and regular comments in the UK's national press.
penaltycharges.co.uk
| Video of S.A.F.E. Presentation |
| Elaine
Williams |
 |
Elaine Williams is an active campaigner and the Director of SAFE,
Struggle Against Financial Exploitation. Her group draws
attention to how both the banks and other governing institutions
seemingly condone systemic fraud and deception upon unsuspecting
individuals throughout the UK.
Video of S.A.F.E. Presentation | SAFE | Elaine Williams Interview |
| Richard Reid |
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Richard is a Stress Consultant and the founder of the
Pinnacle Therapy wellbeing group. He is also a professionally
qualified counsellor, hypno-psychotherapist and mediator.
Pinnacle Therapy | Panelist on IVA.co.uk Debt surgery |
| James Falla |
 |
James Falla is a debt expert with over 10 years experience
helping people with their debt problems. James is now an MD of a
debt consultancy and is the author of the best selling debt
advice book “IVA, Bankruptcy and other debt solutions: The Definitive Guide”.
James has made numerous TV and radio appearances, including
BBC1 News, BBC News 24, and Wake Up To Money.
Personal website | Blog | Forum Expert | Raising Debt Awareness video | Panelist at February Debt Debate |
| Dr. Vincent
Cable |

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Dr Vincent Cable is the Liberal Democrat Shadow Chancellor
of the Exchequer and speaks for his party on issues of Finance,
European Economic and Monetary Union and the City. He was Shadow
Secretary of State for Trade and Industry from 1999 – 2003. Dr
Cable attended Cambridge University (Natural Science and
Economics) and gained his PhD at the University of Glasgow.
Personal website | Panelist at February Debt Debate |
| Prof. Eric Pentecost |

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Professor Eric Pentecost is a Professor of Economics and Programme Director for MSc in Economics and Finance at Loughborough University.
He is a published author and has an interest in debt and the wider macroeconomic environment.
Personal Profile | Panelist at February Debt Debate |
| Rob Owen |
Rob Owen served in the Royal Navy before becoming an environmental specialist, advising throughout the world. Rob Owen is now Joint Director of SAFE, Struggle Against Financial Exploitation, acting as Secretariat to the All Party Parliamentary Group Against Financial Exploitation.
Video of S.A.F.E Presentation | SAFE |
| Bishop Selby |

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The Rt Rev Dr Peter Selby is the current Church of England Bishop of Worcester. Bishop Selby obtained a BA and MA in
philosophy and psychology at St John’s College, Oxford, and a
PhD at King’s College, London. His ordination training took
place the Episcopal Divinity School in Cambridge, Massachusetts
in the 1960s. He is currently undertaking research into the
Christian understanding of money and its power.
IVA TV Interview |
| Dr Helga
Dittmar |
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Dr Helga Dittmar is a reader in Psychology at the University
of Sussex and author of "A new look at "compulsive buying":
Self-discrepancies and materialistic values as predictors of
compulsive buying tendency". In the clip, Dr Dittmar talks about
her research into spending and debt, particularly among
Britain's youth.
Personal Profile | IVA TV Interview |