| Active Topics on IVA Forum |
| Title | Posts | Views |
 Washing machine b*****ed (by: seagulls) |
5 |
87 |
| I have asked to speak to my supervisor. GT say that is not the way it works. Please help. (by: MelanieGiles) |
6 |
249 |
| Transfering IVAs (by: MelanieGiles) |
3 |
109 |
| Dispute regarding the firm called: Debt Support Centre. (by: MelanieGiles) |
34 |
828 |
| EIF! (by: orchid5) |
8 |
156 |
| Are creditors allowed to make a profit when selling debt to another company ? (by: MelanieGiles) |
3 |
118 |
| Delayed completion....on credit file longer ??? (by: 12 months to go) |
9 |
198 |
| Did any one else get the GT letter about Boxclever undertaking market research for them ? (by: viperboyz) |
22 |
422 |
| HELP! Is IVA company going to extend and ask for more money ? DESPERATE. (by: lesley) |
2 |
88 |
| Hi, I completed an IVA over a yr ago and have been trying to rebuild credit rating. (by: lesley) |
2 |
57 |
| Debt company say I owe more yet partner has lost her income and expenses have increased. (by: Keith.dv) |
1 |
47 |
| What does IVA service cost ? Will my home be released from debt attachments after 5 years ? (by: plasticdaft) |
4 |
129 |
| Hello again. Can anyone help as I seem to be going around in circles ! (by: fedup and broke) |
4 |
183 |
| Hello. My IVA finishes in October. Should I try to end it sooner ? (by: Biscuits) |
5 |
162 |
| my 5 year iva ends in September 2013...my car needs to have some repairs. (by: luluj) |
3 |
98 |
| Dare we hope this is the end (by: luluj) |
3 |
137 |
| Life after an IVA (by: VirtualUnknown) |
10 |
315 |
| Will I be able to use car allowance to get finance for a car ? (by: luluj) |
3 |
119 |
| IP advised that most business that enter an IVA have a flaw and fail within IVA period ? (by: Andy Davie) |
2 |
199 |
| Iva still showing on credit file (by: Almostthere13) |
5 |
161 |
| Current account (by: Almostthere13) |
13 |
397 |
| full and final settlement advice (by: Hyperdrive) |
15 |
537 |
| We have equity release clause in our IVA. (by: welshwiz) |
6 |
130 |
| I am in the 4th year of my Iva. My job has now changed. I can no longer afford payments (by: Tinad6613) |
5 |
241 |
| Will be 65 next year and have small lump sum from pension. Will I have to pay this over ? (by: lem) |
3 |
89 |
| vat (by: 4kidsnocash) |
14 |
377 |
| My completion story (by: Pennyless) |
15 |
703 |
| Is this ever going to end.. DFDEIF related :( (by: orchid5) |
11 |
295 |
| GT Deed (by: foreverbroke) |
1 |
94 |
| Is there a time limit for the issue of a completion certificate ? (by: Foggy) |
6 |
144 |
| I am struggling. Would PPI money be taken into consideration for reducing payments ? (by: lem) |
3 |
140 |
| 5 months in and struggling to manage! (by: lem) |
13 |
409 |
| Variation Proposal (by: lem) |
4 |
199 |
| Hi. IVA completed Oct. 12. I have CC. PPI money sent to Freeman Jones (by: lem) |
3 |
127 |
| Hi All. We have struggled the whole time. If my IVA fails will DFD petition for bankruptcy ? (by: slushysnow) |
10 |
404 |
| The start of a new begining! (by: slushysnow) |
16 |
351 |
| My IVA requires me to sell the house (remortgage is impossible) (by: MelanieGiles) |
5 |
371 |
| Tyler Morgan Claims Limited (by: MelanieGiles) |
12 |
238 |
| Hi. Im having an issue completing my IVA. (by: MelanieGiles) |
2 |
107 |
| First Year review (by: MelanieGiles) |
9 |
168 |
| Starting to feel like an IVA is for life and not the 5 years. Please advise (by: mole) |
11 |
553 |
| 2nd review, need to have a rant (by: admin) |
13 |
388 |
| Hi Melanie thank you for replying. (by: MelanieGiles) |
2 |
116 |
| Who do I make a written complaint to about my IVA ? (by: luluj) |
6 |
134 |
| Savings prior to iva (by: luluj) |
5 |
288 |
| Freeman Jones complaint (by: TheVictim1971) |
60 |
3110 |
| Completion Certificate delays (by: MelanieGiles) |
8 |
254 |
| Shylock Malware & HSBC Secure key (by: UpToMyNeckInIt) |
18 |
486 |
| IVA Completion With DFD PPI (by: orchid5) |
8 |
377 |
| Iceland £5 Voucher (by: Hyperdrive) |
3 |
216 |
| Im due to get a pay increase of 5k, I like the idea of having extra money for myself (by: Cherean.7) |
21 |
642 |
| Tyler Morgan Claims Limited (by: MelanieGiles) |
16 |
2614 |
| At last its done! well almost! (by: lesley) |
25 |
1422 |
| Statement (by: slapnuts2001) |
26 |
841 |
| At the end of my IVA could I be forced to sell my car ? (by: nickjohn) |
4 |
141 |
| Hi all Im new on here. Will I be forced to sell my house? Im desperate to keep family home. (by: MelanieGiles) |
2 |
119 |
| Please could you advise how Full and Final with equity works ? (by: MelanieGiles) |
2 |
95 |
| Grant Thornton said call and see how we can help only to be told its a budget stick to it (by: MelanieGiles) |
13 |
420 |
| Sky v Virgin (by: deepinit) |
9 |
354 |
| Creditors chasing payments (by: MelanieGiles) |
8 |
335 |
| School Governor (by: smiler1946) |
4 |
155 |
| Completion date (by: Almostthere13) |
3 |
193 |
| I just want a straight answer!! (by: luluj) |
11 |
262 |
| Personal Injury Claim (by: MelanieGiles) |
33 |
1497 |
| In 7th year of IVA with GT. Does any of the following seem out of order or perfectly fair ? (by: MelanieGiles) |
4 |
313 |
| Variation meeting (by: lesley) |
3 |
132 |
| Partners debtIVA from previous marriage (by: Andy Davie) |
2 |
173 |
| Wage Slips (by: Goosed) |
5 |
403 |
| Hi there (by: Struzzo39) |
4 |
147 |
| The closer you get, the farther it seems! (by: Poppy1) |
12 |
365 |
| Dear All Please can I have a copy of the R3 Standard Conditions to Voluntary arrangements (by: MelanieGiles) |
82 |
1420 |
| Do all companies charge for arranging an IVA? (by: MelanieGiles) |
4 |
201 |
| IPs getting tougher as IVA nears conclusion (by: MelanieGiles) |
7 |
534 |
| Hi. I hope someone can clarify things for me ?I I would be so grateful for any help (by: MelanieGiles) |
13 |
434 |
| If I qualified for an IVA, would I lose my car ? (by: MelanieGiles) |
9 |
279 |
| Can IVA company take a successful claim off me from a secured debt ? (by: MelanieGiles) |
8 |
251 |
| Hi. IVA company want us to remortgage and extend the term by a further 12 months (by: MelanieGiles) |
5 |
271 |
| Sorry, more help needed (by: MelanieGiles) |
2 |
149 |
| i paid my last IVA payment to DFD in May 2012. Are certificates being issued again ? (by: loopylass81) |
8 |
242 |
| Finished paying IVA with DFD. What happens to PPI claim if creditor has lost loan agreement ? (by: luluj) |
10 |
626 |
| IVA Blogs (by: lesley) |
7 |
166 |
| Completed IVA PPI Help (by: Alimay) |
17 |
775 |
| Poof you can back into mainstream banking (by: UpToMyNeck) |
11 |
610 |
| How to deal with IVA proceeding court battle? (by: Michael Peoples) |
8 |
286 |
| PPI With a twist (by: mole) |
11 |
343 |
| I can see IVA as the best way forward and have a few questions .. (by: Hyperdrive) |
14 |
581 |
| F&F Iva from the outset (by: MelanieGiles) |
8 |
251 |
| How does a Loan with 2 Guarantors work? (by: MelanieGiles) |
21 |
436 |
| GT delaying completion. Say they will take all the severance pay I have been offered (by: MelanieGiles) |
74 |
5035 |
| Hi, I have just been selected as a school govenor, (by: luluj) |
7 |
277 |
| HP and an IVA (by: MelanieGiles) |
11 |
509 |
| Would anyone be able to give me some advice and help on working out apr on a loan ? (by: MelanieGiles) |
5 |
217 |
| if I lump sum iva will my credit still be affected ? (by: lesley) |
6 |
276 |
| FF Question (by: plasticdaft) |
5 |
243 |
| Where does the Lloydstsb Data controller Live ? (by: plasticdaft) |
3 |
256 |
| EIC Pink Spotty Letter & GT (by: plasticdaft) |
6 |
315 |
| Tomorrows the day!! (by: lesley) |
35 |
1003 |
| Is it normal for your credit file to not show your IVA ? (by: Tina Shortland) |
8 |
319 |
| Credit Report does it all disappear after years (by: Tab) |
3 |
222 |
| IVA completion with DFD (by: loopylass81) |
1 |
135 |
| Hi, today received a letter with a notice of breach. (by: Andy Davie) |
5 |
408 |
| I received a letter from my loan provider with a notice of breach. (by: plasticdaft) |
11 |
408 |
| Credit file error (by: luluj) |
2 |
169 |
| 12 months extension (by: MelanieGiles) |
5 |
399 |
| Redundancy. Hello All. Am I able to pay off my and my husbands IVA ? (by: MelanieGiles) |
2 |
176 |
| CLEARDEBT DRSP PPI MISLEADING (by: nickjohn) |
60 |
2511 |
| Good day. A cheaper alternative to my IVA ? Your advice would be much appreciated. (by: mole) |
7 |
310 |
| Hi, i am considering entering an FTVA through the official receiver (by: MelanieGiles) |
3 |
677 |
| How much should a trustee charge in bankruptcy fees ? (by: MelanieGiles) |
16 |
712 |
| Morning? I am self employed and in an IVA but am concerned I have been misled (by: MelanieGiles) |
6 |
282 |
| Thought it was the end (by: fedup and broke) |
11 |
620 |
| Do I wait until I receive my bonus before signing proposal ? (by: Slekclarke) |
22 |
582 |
| Told I have to hand over my pension. I need this to survive as I am unemployed. (by: MelanieGiles) |
3 |
292 |
| Creditors meeting arranged (by: MelanieGiles) |
10 |
308 |
| Hello...This is my first post ...so please be gentle (by: AppreciateAdvice) |
16 |
416 |
| Bonus (by: Foggy) |
4 |
165 |
| Hi, how will valuation and current equity affect my IVA ? (by: Cilla) |
9 |
216 |
| Hi there. I was wonderiong about my chances of getting a mortgage after doing an IVA (by: luluj) |
7 |
246 |
| hi is it possible to sell our home and move to somewhere else of equal value ? (by: luluj) |
7 |
199 |
| Is a home broadband and home phone contract classed as credit when in an IVA ? (by: plasticdaft) |
3 |
173 |
| IVA almost complete! (by: Michael Peoples) |
2 |
185 |
| My business has now failed and I am unemployed (by: Kelly O) |
2 |
154 |
| Stepchange Budget Guidelines 2012 (by: UpToMyNeckInIt) |
24 |
925 |
| I will not be able to afford the rise in IVA payments. What should I do ? (by: lesley) |
4 |
232 |
| FF Sumer Get Together 13 July 2013 (by: lesley) |
60 |
1907 |
| just a thought abut interest on PPI (by: 4kidsnocash) |
4 |
234 |
| Worth ComplaingCredit File (by: Robbieboy) |
6 |
385 |
| P60 £14,000 less earned than last year (by: Hyperdrive) |
4 |
300 |
| Settlement advice needed (by: flaminskint) |
7 |
383 |
| Change in case officer. Problems. (by: thomowolf1971) |
6 |
446 |
| We are currently on an IVA and our very old TV has just finally died on us. (by: lem) |
14 |
507 |
| PPI (by: lem) |
3 |
303 |
| Nightmare!! (by: lem) |
8 |
473 |
| Coming towards the end of IVA (by: Reliefman) |
3 |
437 |
| Freeman Jones. F&F excepted 8th of March and 9 weeks later, my completion certificate. (by: wiggle1) |
13 |
383 |
| Stressed newbie needing advice (by: wiggle1) |
19 |
502 |
| received IVA draft Proposal (by: Slekclarke) |
14 |
448 |
| I just want to ask if a person is under IVA can they rent out their current property ? (by: alameperapautanga) |
3 |
286 |
| Opening Childs savings account (by: lesley) |
7 |
275 |
| My wages show expenses (petrol) . Do I include them in an IVA as added income ? (by: John.gs) |
4 |
319 |
| Hi Mel. You replied to my earlier posting about PPI, please could you give me more advice ? (by: dawn20) |
3 |
253 |
| Told Im in breach. I put the wrong dates on annual review. (by: Michael Peoples) |
2 |
344 |
| need to move (by: thelight) |
6 |
382 |
| How long does it take to set up an IVA? I have just read about them (by: Michael Peoples) |
3 |
225 |
| Definite windfall!! (by: Michael Peoples) |
16 |
656 |
| Phone contract for daughter? (by: 4kidsnocash) |
18 |
694 |
| Moving in with my boyfriend. Would this make any difference to his IVA ? (by: UpToMyNeckInIt) |
3 |
247 |
| Hi. Professional Indemnity and Public Liability insurance. Suggestions much appreciated. (by: UpToMyNeckInIt) |
5 |
250 |
| Hi. Do I pay tax on my business miles expenses ? (by: UpToMyNeckInIt) |
4 |
181 |
| The Coop (by: kazzafunk) |
6 |
457 |
