| Active Topics on IVA Forum |
| Title | Posts | Views |
 Can you request that IVA payments be taken at the end of the month after payday ? (by: mole) |
7 |
225 |
| Is there a time limit for the issuing of a completion certificate ? Last payment October 2012 (by: Andy Davie) |
10 |
175 |
| Unable to make all my payments as company I was working for has gone bust (by: Andy Davie) |
2 |
8 |
| Nearly there (by: Struzzo39) |
8 |
170 |
| I offered a full and final payment 10 months ago and just heard company has gone into liquidation. (by: Mick.99) |
7 |
234 |
| Will Santander close my current account ? (by: MelanieGiles) |
10 |
387 |
| I have 8 months left to run on my IVA (yeah!!!). (by: MelanieGiles) |
8 |
226 |
| Baby during IVA (by: MelanieGiles) |
9 |
172 |
| We are going ahead with a joint IVA while we have the chance. (by: MelanieGiles) |
3 |
154 |
| F & F Payments (by: MelanieGiles) |
19 |
850 |
| My IVA with Grant Thornton was supposed to complete last April. Still not got completion cert. (by: MelanieGiles) |
10 |
332 |
| I would like to know about PPI and an IVA agreement. (by: MelanieGiles) |
9 |
183 |
| I dont understand the point saying youll be unable to borrow yet able to get a mortgage (by: MelanieGiles) |
4 |
252 |
| Can relatives be penalised for not giving IP part of estate ? (by: MelanieGiles) |
3 |
46 |
| I have been trying for 4 weeks to get DFD to send me a copy of completion letter. Any ideas ? (by: MelanieGiles) |
2 |
26 |
| IVA Approved Today (by: Michael Peoples) |
10 |
89 |
| Summer Get Together 13 July 2013 (by: luluj) |
34 |
1104 |
| **ATTENTION** Summer Get Together 13 July (by: luluj) |
1 |
71 |
| GT have changed the terms of my IVA, including PPI payments. Any advice appreciated. (by: MelanieGiles) |
11 |
328 |
| Tax Rebate and child tax creditrs repayment (by: MelanieGiles) |
2 |
128 |
| Hi,Im thinking of taking out an IVA, but I have a joint mortgage with estranged wife. (by: MelanieGiles) |
5 |
89 |
| Is there any way I can add to my IVA living costs for my son who is going to university. (by: MelanieGiles) |
3 |
141 |
| Can I chose just some off my debts to be dealt with in an IVA ? (by: MelanieGiles) |
3 |
107 |
| Hi. Non committal attitude of DFD towards our equity release is making my wife ill. Please advise. (by: MelanieGiles) |
27 |
1279 |
| I cant afford anywhere near what is said to be a reasonable payment per month (by: MelanieGiles) |
6 |
299 |
| just wondering when someone is going to sort out the PPI issues (by: kittyface) |
38 |
1208 |
| Finding the best company for us to start an IVA ? (by: Andy Davie) |
5 |
83 |
| accepted today (by: MelanieGiles) |
10 |
192 |
| Will having an IVA affect my application for a permanent residents visa to Australia ? (by: MelanieGiles) |
3 |
163 |
| F&F Hiatus with PayPlan (by: MelanieGiles) |
3 |
187 |
| ADVICE, ADVICE PLEASE. I cant get GT to contact me about F&F offer. I am panicking. (by: MelanieGiles) |
3 |
134 |
| Can I apply for a credit card to pay company expenses ? (by: MelanieGiles) |
3 |
76 |
| Can child maintenance debt has been passed to a debt company be included in bankruptcy ? (by: MelanieGiles) |
4 |
126 |
| Is this ever going to end.. DFDEIF related :( (by: orchid5) |
38 |
1795 |
| Who is in charge ? Grant Thornton or EIC. Something strange seems to be going on here. (by: MelanieGiles) |
9 |
425 |
| Does the IVA still remain on the register for 6 years if it has been concluded early? (by: back on track) |
4 |
81 |
| Extra funds whilst in an IVA (by: MelanieGiles) |
3 |
173 |
| Can it be right that I pay more than my original debt plus fees ? (by: luluj) |
6 |
265 |
| Post iva (by: luluj) |
3 |
67 |
| Can my Mums IVA be changed to a debt relief order? She can no longer afford the payments. (by: Michael Peoples) |
11 |
321 |
| Can I improve my credit rating as my IVA finished 2 years ago ? (by: Foggy) |
3 |
63 |
| Offer made (by: MelanieGiles) |
3 |
97 |
| I am in the process of clearing up my credit records (by: inextinguishable) |
22 |
719 |
| I have made a terrible mistake. WilI be made bankrupt or can I start another IVA ? (by: Little miss trouble) |
7 |
380 |
| IVA APPROVED (by: Sally1966) |
23 |
408 |
| post IVA credit check (by: TheMatrix) |
5 |
139 |
| What happens after partners in a joint IVA separate ? (by: Foggy) |
2 |
96 |
| Quick question on mobile phone contracts (by: winterblues) |
3 |
131 |
| Post IVA Credit Report Help (by: TheMatrix) |
8 |
201 |
| bankruptcy discarge in 6 weeks yippee (by: Andy Davie) |
5 |
231 |
| Hi All Just thought I would post a quick note of regret for my aggressive improper attitude (by: Andy Davie) |
19 |
756 |
| Can I take part in the green deal energy offer whilst in an IVA ? (by: Andy Davie) |
3 |
152 |
| I am struggling to get covered for public liability insurance. Any advice with this ? (by: Andy Davie) |
3 |
139 |
| I know Im not supposed to get a loan for a car but without it we will not be able to get to work. (by: Foggy) |
2 |
145 |
| Accepted for Credit Card. Finally recovering! (by: lesley) |
12 |
469 |
| DFD giving me problems in my final year (by: Radish) |
5 |
195 |
| Not agreed to GT T&Cs (by: viperboyz) |
9 |
381 |
| My husband has an IVA. Is there anyway I can move and still own my own property ? (by: lesley) |
2 |
124 |
| When do I have to stop declaring an IVA? Mine started march 2006, finished march 2012 (by: Radish) |
11 |
368 |
| Getting a mortgage from a reputable company ? (by: luluj) |
3 |
126 |
| Should PPI offer from mortgage provider be deducted from what I owe ? (by: Michael Peoples) |
3 |
127 |
| My IVA is being kept open to claim back PPI. Do I have to inform them of wifes refund ? (by: Michael Peoples) |
4 |
188 |
| We will soon be expecting our first child. IVA co has refused to lower payments. Help ! (by: Michael Peoples) |
4 |
211 |
| Can the IVA have an effect on me obtaining job as a Nursery Manager ? (by: Michael Peoples) |
2 |
119 |
| Would you be asked to sell mortgaged property abroad which is not permanent residence ? (by: Michael Peoples) |
2 |
100 |
| GT delaying completion. Say they will take all the severance pay I have been offered (by: geoffr) |
81 |
5726 |
| I have paid off my IVA and now I want a mortage. What can I do ? First buyer scheme ? (by: sponge) |
4 |
175 |
| My husband completed an IVA 3 years ago. We are unable to get a joint mortgage. (by: sponge) |
5 |
255 |
| GT Phone call yesterday (by: djsmartie77) |
3 |
306 |
| Court are seeking documentary evidence that I have attempted to take out a mortgage (by: Gareth) |
2 |
228 |
| We had an IVA 2 years ago. Will it stop us from getting a bigger mortgage ? (by: Shaun Vickery) |
5 |
159 |
| Ive accidentally transferred money to my daughters old account. Will it be closed ? (by: Lynn.nl) |
3 |
194 |
| Im self employed and really dejected and broken because of lack of completion cert. from DFD (by: jack Halil) |
18 |
468 |
| Im very upset as Ive kept my side of the bargain. Now stuck until further notice. Please help (by: ivoriva) |
6 |
297 |
| Hi. If I was in a position to offer a final settlement, what would be an appropriate amount ? (by: Michael Peoples) |
2 |
153 |
| Do Albion collections vote for IVA? (by: Michael Peoples) |
2 |
125 |
| I lived in mothers house to look after her until she died. What happens now? I am bankrupt. (by: Michael Peoples) |
2 |
142 |
| being hassled by an iva company (by: Struzzo39) |
11 |
383 |
| Good morning all, How long after receiving certificate before details removed from register ? (by: menorca) |
10 |
637 |
| Would taking out a vanquish credit card affect my IVA ? (by: skint til payday) |
11 |
464 |
| IVA completed in 2011. How do I go about getting my credit file rectified ? (by: Foggy) |
2 |
113 |
| Proposal Accepted (by: luluj) |
38 |
2232 |
| First time buyer after 6 years (by: luluj) |
10 |
658 |
| Equity and secured loan (by: janjan) |
3 |
143 |
| Hello,after clearing your IVA which is the best advice for obtaining a mortgage (by: Kelly.23) |
5 |
159 |
| Hi all, it has been 8 years now since we started our IVA. We would just like closure and peace. (by: orchid5) |
10 |
352 |
| My IVA was transferred from RS Tenom to Grant Thornton without my consent (by: Bradders) |
18 |
282 |
| Becoming a Student?! (by: lesley) |
5 |
174 |
| My colleague is considering an IVA but is concerned about his pension (by: sponge) |
5 |
190 |
| Just starting, so scared (by: York1331) |
25 |
731 |
| Within Touching Distance (by: PeyWetWork) |
18 |
1229 |
| My husband lost his job 6 weeks ago. I have now lost my job. (by: Foggy) |
18 |
600 |
| How much should a trustee charge in bankruptcy fees ? (by: Michelled2128) |
19 |
951 |
| When claiming child tax credit do I give the figure of the PPI interest or what creditors received ? (by: kst101) |
4 |
129 |
| Is it possible to drop out of an IVA? (by: MelanieGiles) |
2 |
144 |
| Advice please (by: MelanieGiles) |
3 |
163 |
| 3rd Annual Review (by: Special One) |
8 |
226 |
| Another GT question. Numerous promises of contact have proved empty gestures (by: Paul.55) |
8 |
240 |
| I have disputed my increase. IVA co. are sending me a form for bankruptcy. What should I do ? (by: lem) |
7 |
395 |
| If i complete an iva and after 5 years can they make me sell my house ? (by: Mark.87) |
11 |
480 |
| NEW LAW (by: size5) |
10 |
477 |
| Variation on the way .. hopefully (by: orchid5) |
13 |
403 |
| Is a referral bonus treated as a commission payment or a windfall ? (by: Louise Bennett) |
4 |
183 |
| Why will RBS not pay up ? They want to offset but financial ombudsman states the money is mine. (by: Foggy) |
9 |
318 |
| Who is responsible for arranging a valuation of property for equity release ? (by: menorca) |
5 |
179 |
| Potential Salary Increase (by: MelanieGiles) |
4 |
183 |
| Should I try and recoup PPI money whilst still in my IVA or wait until it is finished ? (by: MelanieGiles) |
4 |
161 |
| New to the forum (by: MelanieGiles) |
12 |
143 |
| Those spotty letters (by: Biscuits) |
3 |
188 |
| 16 months waiting for completion certificate, I want to get life back on track. Any advice please ? (by: dawn20) |
26 |
1547 |
| Nearly there, credit clear up. (by: Foggy) |
4 |
152 |
| If I was to move in with my boyfriend would my IVA affect him in any way ? (by: lesley) |
2 |
94 |
| PPI claim after my IVA (by: Little miss trouble) |
21 |
2308 |
| EIC PPI & GT closure (by: marie25) |
16 |
699 |
| Freeman Jones complaint (by: MerlinL14) |
77 |
4270 |
| Charging order after creditors meeting (by: Grant Thornton) |
15 |
809 |
| Certificate of completion...Wow ! (by: Foggy) |
20 |
843 |
| A bit fed up with cars (by: plasticdaft) |
18 |
650 |
| Hello, really hope you can help as Im worried sick. We made an unwise decision. (by: PayPlanSamuel) |
7 |
449 |
| car insurance and DRO and DMP (by: terry d) |
3 |
87 |
| Secured loan PPI claim backIVA (by: Special One) |
9 |
404 |
| IP becoming more demanding as end of IVA nears (by: Michael Peoples) |
9 |
380 |
| Grant Thornton Unbeleivable Statement. (by: jeffw) |
14 |
741 |
| I cannot afford payments with Cleardebt. Can I start another IVA rather than file for bankruptcy ? (by: Michael Peoples) |
6 |
221 |
| F & F Settlement (by: Foggy) |
8 |
285 |
| Panicking. Out of the blue Freeman Jones have sent a letter of breech. No reply to phone calls.. (by: back on track) |
6 |
507 |
| just want to say hi (by: luluj) |
11 |
256 |
| If I settled it, would default be removed from my report ? (by: luluj) |
4 |
159 |
| Been told I will not have to release equity as I have just under 4 years left on my mortgage ? (by: luluj) |
3 |
182 |
| Hi. I am in an IVA with my now ex partner. I am tired of struggling. Is there anything I can do ? (by: MelanieGiles) |
2 |
124 |
| Car insurance renewal (by: plasticdaft) |
8 |
272 |
| Hello I just wondered what would be an acceptable full and final offer. (by: Kelly.pd) |
10 |
242 |
| Our IVAs will only affect our joint account. Can we still use a single account in wifes name ? (by: MelanieGiles) |
3 |
129 |
| Hi, any info on getting a mortgage post IVA greatly appreciated. (by: luluj) |
8 |
256 |
| I am having my creditors meeting on June 14th and current mortgage deal ends on 29th June. (by: dazza) |
5 |
173 |
| Joint IVA Income (by: mole) |
17 |
1302 |
| Credit References post IVA (by: TheMatrix) |
6 |
250 |
| New mobile phone contract whilst in IVA? (by: baldy) |
15 |
487 |
| PPI Issue (by: saltyseaplumbs) |
7 |
263 |
| Halfway Point (by: footiemad) |
15 |
612 |
| Wondered if we could claim something back from PPI on loans that are not in the IVA (by: Fiatfan) |
4 |
289 |
| Really had enough of DFD 15 months and waiting (by: chris1982) |
7 |
221 |
| Im about to go into an IVA with Gregory Pennington. Any feedback on company appreciated. (by: boops) |
20 |
357 |
| Hi there, another tale of a completion dragging on. Getting short shrift from DFD and EIF. (by: Evette Everest) |
9 |
386 |
| EIF & DFD completion (by: Evette Everest) |
8 |
340 |
| How long does a variation report take to draft?! (by: taxidancer) |
10 |
265 |
| FAO Sarah Jolly. Hi Sarah, Michael Peoples has recommended I contact you (by: Steven Hewitt) |
4 |
217 |
| IVA finished but they have been ringing constantly asking to change T&C so they can reclaim PPI. (by: Sharon.wd) |
4 |
269 |
| First Year review (by: MelanieGiles) |
16 |
703 |
| Did any one else get the GT letter about Boxclever undertaking market research for them ? (by: MelanieGiles) |
26 |
1034 |
