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Top 150 Debt Questions from the IVA Forum
Active Topics on IVA Forum
TitlePostsViews
Can my partner claim PPI 3 years after paying off IVA ?Can my partner claim PPI 3 years after paying off IVA ? (by: Mary.5) 1 0
Statatory redundancy pay.Statatory redundancy pay. (by: Max33) 1 0
What should I do to ensure my bankruptcy is being done correctly ?What should I do to ensure my bankruptcy is being done correctly ? (by: luluj) 2 11
Can IVA affect a mutual exchange on my council house ?Can IVA affect a mutual exchange on my council house ? (by: luluj) 3 19
Does HMCR accept IVA proposals for Limited CompanyDivident tax debt ?Does HMCR accept IVA proposals for Limited CompanyDivident tax debt ? (by: Mark.gl) 1 7
Ex husband now in an IVA leaving me liable for all our debt.Ex husband now in an IVA leaving me liable for all our debt. (by: Kazmo) 1 11
Massive change in income during IVAMassive change in income during IVA (by: Random Lady) 42 1667
Payplan and CCCSPayplan and CCCS (by: Boomer) 7 101
IVA  CampaignerIVA Campaigner (by: Foggy) 11 121
IVA CLOSURES GT FINAL ADMIN ??IVA CLOSURES GT FINAL ADMIN ?? (by: KAYKAY) 2 51
Completion certificate arrived todayCompletion certificate arrived today (by: matty182) 18 299
FF Summer doFF Summer do (by: Harpic) 32 420
7 days to go7 days to go (by: Harpic) 2 49
Question about NationwideQuestion about Nationwide (by: Anna.da) 38 1711
Just when I thought it was sorted.....SimplyBeJust when I thought it was sorted.....SimplyBe (by: Harpic) 8 154
bankrupsy and tax owed or not owedbankrupsy and tax owed or not owed (by: Harpic) 8 91
Getting thereGetting there (by: Broke of London) 18 194
The IVA is in my name.  If my wife gets a bonus would she be liable to pay it into IVA ?The IVA is in my name. If my wife gets a bonus would she be liable to pay it into IVA ? (by: Broke of London) 5 90
what happens if FF is not accepted?what happens if FF is not accepted? (by: Foggy) 5 122
do you have to tell your bank or do they find outdo you have to tell your bank or do they find out (by: TheMatrix) 13 242
Wonder if you could clarify terminology for me ?Wonder if you could clarify terminology for me ? (by: Peejayel) 3 102
Can we be made to pay more than we owe ?Can we be made to pay more than we owe ? (by: Harpic) 6 120
Do I have to tell my IP if I change my car?Do I have to tell my IP if I change my car? (by: luluj) 3 112
I&E GuidelinesI&E Guidelines (by: Foggy) 6 166
Applying for job abroadApplying for job abroad (by: dunkynuts) 20 206
Current  AccountsCurrent Accounts (by: Harpic) 12 194
HSBC Managed Loan  Debt Management CompaniesHSBC Managed Loan Debt Management Companies (by: Kelly O) 9 108
Mortgage BrokerMortgage Broker (by: Ryan) 5 125
Hi hope someone can help us as me and my partnerHi hope someone can help us as me and my partner (by: dunkynuts) 23 560
Grrrrrrr bank accountGrrrrrrr bank account (by: dunkynuts) 40 542
do i have to tell my bank of the iva as they will see the direct debit ?do i have to tell my bank of the iva as they will see the direct debit ? (by: Foggy) 4 94
Could I get a mortgage to relocate to my family due to illness ?Could I get a mortgage to relocate to my family due to illness ? (by: ginger3232) 4 50
I&E ReviewI&E Review (by: vimto1029) 4 74
Has anyone been able to release equity in their fourth year?Has anyone been able to release equity in their fourth year? (by: Harpic) 4 72
Grant Thornton  helpGrant Thornton help (by: stormsylv) 6 126
Payplan and PPIPayplan and PPI (by: Harpic) 48 1623
I am in such a state about things.  Crying right nowI am in such a state about things. Crying right now (by: dunkynuts) 7 304
One year down...One year down... (by: Tina S) 5 91
Delay to closure due to HMRC VAT refunds.Delay to closure due to HMRC VAT refunds. (by: Rich) 44 1667
Can you keep your business account when in ivaCan you keep your business account when in iva (by: Michael Peoples) 5 91
Lunches and school mealsLunches and school meals (by: Broke of London) 22 441
We owe a lot of money.  Is it true some of it is written off ?We owe a lot of money. Is it true some of it is written off ? (by: Broke of London) 9 243
Waiting for Creditors MeetingWaiting for Creditors Meeting (by: Rich) 46 698
Communication !Communication ! (by: Peejayel) 16 322
melanie gilesmelanie giles (by: wickerwish) 5 268
Worried about hassle of debt demands after IVA completed. What should I do ?Worried about hassle of debt demands after IVA completed. What should I do ? (by: mattyboy) 5 165
First Year AnniversaryFirst Year Anniversary (by: luluj) 4 111
This is not what I signed for. Please helpThis is not what I signed for. Please help (by: luluj) 7 259
Need Credit Car for Car Hire Help?Need Credit Car for Car Hire Help? (by: Harpic) 14 2054
financing after an IVAfinancing after an IVA (by: KAYKAY) 13 2794
On my first anniversary.  I omitted a lot when I first filled in the formOn my first anniversary. I omitted a lot when I first filled in the form (by: luluj) 6 217
apply for mastercards to meet targetapply for mastercards to meet target (by: lesley) 9 231
my funny phone call to a creditormy funny phone call to a creditor (by: lesley) 2 145
due to sign for an iva from a dmp worried i will faildue to sign for an iva from a dmp worried i will fail (by: lesley) 3 46
Hi I was referred to you from the bankruptcy forum. Thank you for your help.Hi I was referred to you from the bankruptcy forum. Thank you for your help. (by: lesley) 3 71
Declaring bankrupcy during IVADeclaring bankrupcy during IVA (by: lesley) 7 103
Getting the ball rolling...Getting the ball rolling... (by: back on track) 20 293
IVA DebtlinePooleIVA DebtlinePoole (by: MerlinL14) 12 132
IVA finished  Creditor still harassing...IVA finished Creditor still harassing... (by: ginger3232) 16 252
How do I work out how much we have been proposed tp pay to the pound ?How do I work out how much we have been proposed tp pay to the pound ? (by: Michael Peoples) 5 79
We have not been aware that there are two types of IVAWe have not been aware that there are two types of IVA (by: KAYKAY) 10 222
After spending last 5 years battling away dont want IVA to failAfter spending last 5 years battling away dont want IVA to fail (by: Harpic) 26 1470
Hi  I am currently living with a violent partnerHi I am currently living with a violent partner (by: kazzafunk) 28 507
Confused, stressed and unsure....Confused, stressed and unsure.... (by: Tina S) 25 561
My IVA has been terminated after 4.5 years.  Advice pleaseMy IVA has been terminated after 4.5 years. Advice please (by: trionon) 31 1337
How much in the pound is acceptable?How much in the pound is acceptable? (by: Tina S) 13 233
My partner is harassing me regarding a joint loan on my IVAMy partner is harassing me regarding a joint loan on my IVA (by: kazzafunk) 6 89
Signing proposalSigning proposal (by: kazzafunk) 3 67
Length of a Lump Sum IVALength of a Lump Sum IVA (by: Harpic) 11 317
Worried that IVA will not be acceptedWorried that IVA will not be accepted (by: Harpic) 19 419
Experian and others...Experian and others... (by: KF62) 5 96
Credit FileCredit File (by: UpToMyNeck) 6 107
Could amount owing after car accident be added to IVA ?Could amount owing after car accident be added to IVA ? (by: Michael Peoples) 3 54
A very large final payment which I was not made aware ofA very large final payment which I was not made aware of (by: Harpic) 4 140
Can I be a treasurer for my lock school ?Can I be a treasurer for my lock school ? (by: artemischild) 3 39
Is it possible to pass on the term of your IVA to another individual or company ?Is it possible to pass on the term of your IVA to another individual or company ? (by: Harpic) 3 74
Can I get a mortgage while on a DMP ?Can I get a mortgage while on a DMP ? (by: Harpic) 3 46
Company pension schemeCompany pension scheme (by: Coffee Break) 10 178
Options after redundancy ?Options after redundancy ? (by: MelanieGiles) 9 198
In an IVA but need to get a power of attorneyIn an IVA but need to get a power of attorney (by: MelanieGiles) 7 198
exactly how much ££ is an assetexactly how much ££ is an asset (by: MelanieGiles) 10 162
Is it possible to enter into a new IVA.  First one was terminated early.Is it possible to enter into a new IVA. First one was terminated early. (by: MelanieGiles) 4 138
Will I be able to rent a house through a letting aagency ?Will I be able to rent a house through a letting aagency ? (by: MelanieGiles) 6 139
F&F date set!F&F date set! (by: MelanieGiles) 19 266
NEDCAB Mymoneynedcab debt resource IMA AwardsNEDCAB Mymoneynedcab debt resource IMA Awards (by: MelanieGiles) 29 422
The MoveThe Move (by: Broke of London) 14 211
Debt Counsellor of the yearDebt Counsellor of the year (by: Andy Davie) 33 571
creditors meeting 28th may 10.30am blah blahcreditors meeting 28th may 10.30am blah blah (by: lesley) 30 400
Business bank acc and right to offsetBusiness bank acc and right to offset (by: Ted2012) 13 219
Quick Question on ending of IVA & PPIQuick Question on ending of IVA & PPI (by: Harpic) 21 193
Mortgages post IVAMortgages post IVA (by: luluj) 6 233
Blog of the week winnerBlog of the week winner (by: lesley) 634 33298
why i hate santander so muchwhy i hate santander so much (by: Harpic) 13 412
Hi there, I have received Completion Cert.  Now looking for a mortgageHi there, I have received Completion Cert. Now looking for a mortgage (by: Hunter1) 5 122
Car RentalCar Rental (by: Endsmeet) 20 237
Clearing up credit fileClearing up credit file (by: tonyranks) 17 436
Does applying for a goverment grant count as a loan ?Does applying for a goverment grant count as a loan ? (by: sponge) 3 89
I am not a home owner or a tenant. Would an IVA be possible ?I am not a home owner or a tenant. Would an IVA be possible ? (by: Tina S) 7 138
ChildcareChildcare (by: MelanieGiles) 11 217
hello i would just like to ask how long an iva lasts ?hello i would just like to ask how long an iva lasts ? (by: MelanieGiles) 4 97
Do you think we are better going bankrupt ?Do you think we are better going bankrupt ? (by: MelanieGiles) 4 131
where do i stand if i pack my job in!!where do i stand if i pack my job in!! (by: MelanieGiles) 4 166
I have been in an IVA for nearly 3 years. Will I be able to be company secretary?I have been in an IVA for nearly 3 years. Will I be able to be company secretary? (by: MelanieGiles) 12 195
Hi has anyone dealt with Nottingham Watson ?Hi has anyone dealt with Nottingham Watson ? (by: MelanieGiles) 3 76
Using overdraft facility in an IVA ?Using overdraft facility in an IVA ? (by: plasticdaft) 3 114
Started an IVA in June 2007. Now Ive changed jobs 3 timesStarted an IVA in June 2007. Now Ive changed jobs 3 times (by: plasticdaft) 2 54
So worried my IVA will fail and Ill be made bankruptSo worried my IVA will fail and Ill be made bankrupt (by: plasticdaft) 2 75
work bonus being used to buy replacement carwork bonus being used to buy replacement car (by: kazzafunk) 10 246
Will getting married affect our joint IVA ?Will getting married affect our joint IVA ? (by: luluj) 6 98
Bank accountBank account (by: pennieless) 10 268
F&F CompletedF&F Completed (by: Skippy) 8 113
Has anyone ever managed to contact Debt Free Direct ?Has anyone ever managed to contact Debt Free Direct ? (by: chris123) 12 281
How do you work out how much in the pound you are paying back ?How do you work out how much in the pound you are paying back ? (by: tarasue) 6 120
what happens at a creditor meeting over the phone ?what happens at a creditor meeting over the phone ? (by: Harpic) 5 130
Should comment from Santander be on my credit file ?Should comment from Santander be on my credit file ? (by: TheMatrix) 5 193
Interest RatesInterest Rates (by: Harpic) 3 153
Finally completed IVA.  Still getting demands from RBS.  What should I do ?Finally completed IVA. Still getting demands from RBS. What should I do ? (by: vince666) 9 183
im in an iva and i just claimed back PPI. Can we retain money for essential car repairs ?im in an iva and i just claimed back PPI. Can we retain money for essential car repairs ? (by: Struzzo39) 5 137
Can anyone explain what unequalised dividend is?Can anyone explain what unequalised dividend is? (by: Broke of London) 32 458
30 down 30 to go30 down 30 to go (by: Coffee Break) 22 336
Would an IVA be a better option ?Would an IVA be a better option ? (by: plasticdaft) 6 134
Need advice re dispute with IVA company about settlement figureNeed advice re dispute with IVA company about settlement figure (by: Harpic) 8 188
Grant Thornton customer servicesGrant Thornton customer services (by: Harpic) 114 4208
Bank of Ireland MortgagesBank of Ireland Mortgages (by: chrisA) 6 216
I just receivd my Certificate of Completion from Grant ThorntonI just receivd my Certificate of Completion from Grant Thornton (by: ladybird321) 8 209
can they change my iva after it has been approved ?can they change my iva after it has been approved ? (by: Harpic) 5 126
How long does it take to get a response to a F&F offer ?How long does it take to get a response to a F&F offer ? (by: Broke of London) 6 93
My IVA ended in 2008 where can I go for a mortgage ?My IVA ended in 2008 where can I go for a mortgage ? (by: Harpic) 7 167
Im guessing my only option is bankruptcy ?Im guessing my only option is bankruptcy ? (by: Harpic) 5 109
Banging our heads against a brick wall.  Please can you help ?Banging our heads against a brick wall. Please can you help ? (by: Broke of London) 4 135
THIS SITE IS SO HELPFULTHIS SITE IS SO HELPFUL (by: ladybird321) 17 245
Vanquis Card ApplicationVanquis Card Application (by: TheMatrix) 29 721
Equifax Credit Report shows defaultsEquifax Credit Report shows defaults (by: TheMatrix) 6 796
Would I have to pass small pension lump sum to supervisor ?Would I have to pass small pension lump sum to supervisor ? (by: actorbird) 11 186
iva or bankrupsy what should i do ?????iva or bankrupsy what should i do ????? (by: Broke of London) 27 466
Query about new bank accountQuery about new bank account (by: Harpic) 25 361
I am currently looking at an IVA as an optionI am currently looking at an IVA as an option (by: luluj) 9 103
Making my salary safe ?Making my salary safe ? (by: Harpic) 9 171
creditors meeting on 3052012creditors meeting on 3052012 (by: Harpic) 52 937
If you allow your IVA to fail can you arrange another IVA ?If you allow your IVA to fail can you arrange another IVA ? (by: lesley) 11 178
Will credit card companies freeze interest ?Will credit card companies freeze interest ? (by: Tina S) 6 140
Headache!!  Just after advice as we are divorcingHeadache!! Just after advice as we are divorcing (by: sossageking) 18 195
im with grant thornton. i made my last payment in Nov 2011im with grant thornton. i made my last payment in Nov 2011 (by: Alderson) 9 136
Can you apply for an IVA with a partner ?Can you apply for an IVA with a partner ? (by: Tina S) 4 71
Threatening letters from PPI claims company.  Scared the bailiffs are nextThreatening letters from PPI claims company. Scared the bailiffs are next (by: Tina S) 9 225
Hi i wondered if any one can clear up how the process of completion will take ?Hi i wondered if any one can clear up how the process of completion will take ? (by: sponge) 8 180
IVA CLOSURES GTIVA CLOSURES GT (by: Broke of London) 25 729
PPI Question. Secured Loan. Worried SickPPI Question. Secured Loan. Worried Sick (by: Harpic) 7 193
Can I find out the details of a family members IVA ?Can I find out the details of a family members IVA ? (by: Harpic) 13 380
Can I put a debt from Spain into  an IVA ?Can I put a debt from Spain into an IVA ? (by: MelanieGiles) 2 79

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