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PREPAID CARDS COMPARISON
  > Compare all prepaid credit cards
If you do not have a bank account or credit card then a prepaid card could be the solution.

Prepaid Credit Card:

Application Fee

Transaction Fee

ATM Fee UK

Overseas ATM Fee

Reload Fees

Benefits & Limit

Apply Here

Tuxedo Prepaid Card
* recommended by IVA.co.uk

£9.95 2.95% (min 99p, max £1.50) per transaction UK ATM 1.5% (min 99p, max £1.50) £2.25 abroad FREE at over 2,000 Bank Branches/transfers. PO: 99p, PayPoint/Online debit/credit card 3%

Pay as you go £3000.00 Limit Chip & Pin

Apply Now

MasterCard

Virgin Prepaid Card

virgin card

£9.95 2.95% Transaction charge - 3.5% International UK ATM - 2.95% charge per withdrawal Foreign ATM - 3.5% per withdrawal Post office and E voucher is free - Paypoint 2.75% - credit card 2.5%

Pay as you go £5000.00 Limit - Chip & Pin

Apply Now

MasterCard

Splash Card


£5 2.5% £1.50
(plus 2%
if over
£50)
2.5%
surcharge for
ATM
withdrawals,
1% surcharge
for POS
transactions
Post Office /
Paypoint: 30p per £10
Credit/Debit cards:
2.5%
Wage or BACS
transfer: Free
£3500
balance
limit, Chip
and Pin
enabled.
Free SMS
alerts
service
helps you
keep up
with your
balance
Apply Now

Maestro

Fair FX Currency Card

£9.95

(free if you load £500 on 1st load)

FREE for purchase transactions made in the UK and overseas UK ATM - £1.00 per withdrawal International charged at £1.00 per withdrawal

FREE card load online by Debit or Bank Transfer.

1.5% charge for Credit Cards

Pay as you go £2400.00 Card Limit Chip and Pin

 

Apply Now

MasterCard

Extreme Cred

extreme cred

£8.95 Free £1.00 per withdrawal - Foreign ATM 2.00% per withdrawal Post Office £0.70 - Internet and Paypoint from £0.80 to 3.00%

Pay as you go Card

£1000.00 Limit - Chip & Pin

Apply Now

Maestro

Post Office Card

post office card

£10.00 2.75% transaction charges UK ATM - £1.50 per withdrawal Foreign ATM - £2.00 per withdrawal Free to reload at Post Office - Over the phone

Pay as you go Card £5000.00 Limit - Chip and Pin Visa Card

 

Apply Now

Visa

Prime Card

prime card

£3.00 2% per transaction - Can not use at atm unless you upgrade to reloadable international - 2.95% Not reloadable unless you upgrade

Pay as you go £500.00 Limit -

Apply Now

MasterCard


You can use prepaid cards to:
•Make purchases in shops, online, by phone, and through mail order
•Pay bills
•Send and transfer money to friends and family
•Get cash from cash points or banks
•Log in to do internet banking
How Can I Get a Prepaid Card?
No credit check is required to get a prepaid card, but you will need to prove your identity and address.

How Do Prepaid Cards Work?
You, your employer or a government agency can deposit money directly onto the prepaid card. You can use the money on the card right away. The amount you spend or withdraw is deducted from it immediately.

What Does It Cost to Use a Prepaid Card?
There is usually no fee to use a prepaid card to make purchases or pay bills. But there may be fees to get a card, add money to it, check the balance, withdraw money from ATMs or banks, contact customer service, or replace a lost or stolen card. There could also be a charge for not using a card for a long time. You may be able to use certain ATMs with no fee and/or make a limited number of free ATM withdrawals or deposits each month. Know if and when you will be charged for using your card and how much it will cost.

Reduce the fees you pay by planning your card use carefully.
Remember that fees are usually deducted from the amount that is on your card.

After looking at several Prepaid Cards, IVA.co.uk recommends the Tuxedo prepaid card.