Charging orders in the County Court
What is a Charging Order in the County Court?
- A method of enforcing a county court judgment if you have failed to repay your debt.
- The CCJ meant you had to pay off the debt by a particular date.
- The order can be applied for if you have missed a payment required through installments.
- The order ensures the debt becomes secured for the creditor.
- A hearing will take place before the order is granted.
Areas Covered
- How do you apply for a charging order?
- The hearing for the charging order
- Is there a way to prevent the charging order?
- What if the debt is mine but the house is jointly owned?
- I already have an installment order; can they still grant a charging order?
- Do divorce proceedings have an impact on the charge order?
- Can interest be added on top of the debt?
- What are the effects of a Charging Order?
- Can a creditor simply sell my home?
- What conditions will the court then grant an order of sale?
- What will the court be looking for?
- Can I have the order discharged?