Information on DIY debt solutions

  1. Changing banks

    This paper examines the implications of switching / change banks and opening a new account...

  2. Communication

    This article argues that good communication with creditors can be an important step in regaining control of your finances...

  3. Expenditure Cuts

    This paper explores of reducing outgoings so as to channel increased available income towards debt repayments in order to become debt-free quicker...

  4. Financial Planning

    This article underlines the importance of planning ahead and organising our finances accordingly...

  5. Income Generation

    This paper encourages those in debt to explore all avenues of income generation in order to meet debt repayments...

  6. Lump sum settlements

    Offering a lump sum - this paper looks at negotiating with creditors in order to settle a debt at less than the value of the debt...

  7. Making the most of assets

    This paper seeks to address the issue of making the most of our assets in order to help clear the debts we may have...

  8. Repayment Plans

    This paper explores options for those in debt to set up repayment plans with their creditors...

  9. Seeking professional help

    This paper argues that even asking for help requires a DIY approach as the initiative has to come from you...

  10. Targeting high interest debts

    Targeting High Interest Debts - this paper underlines the importance of selecting which debts are priority debts to clear as quickly as possible...