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Factsheet on CCJ interest charges Consumer Credit Judgment - Interest Charges

If a creditor is taking action in the county court regarding an ordinary credit agreement, in most cases you are required to pay the total amount owed within the agreement.

The amount owed therefore would include any interest payable under the terms of the agreement.

Any further interest added on top of the agreement will not be enforced by the County Court.

Areas Covered

  • Will I have to pay for any court fees or interest after the judgment has been ordered?
  • Contractual Interest
  • Can the creditor continue to add interest without me knowing?
  • Contractual Interest
  • Can I ask the court to prevent contractual interest?
  • Can I ask for a time order before the CCJ is made?
  • How do I know if my time order has been accepted?
  • If the CCJ has already been made can I get a time order?
  • What happens once I have paid off the CCJ?
  • Is there a complaint service?
  • What can I do if I feel my lender has charged me excessively?
  • When can the Unfair Relationship Test be used?
  • Should I use the code of Practice?
  • How can I become exempt from paying the charge for my application in the County Court?

Download Factsheet on CCJ interest charges