Yeah it has. Best thing I've ever done in regards of debt. I come on here and read that some people wish they never went for an IVA and advise others that its a bad idea. I 100% disagree with them. I only had a relatively small debt when compared to others (£16K) yet found it impossible to live. Now in an IVA, I find my self in control of my money and actually having some left over at the end of every month. Yes its only a small amount but before I was spending literally every little penny I had!
If Football was meant to have been played in the air then God would have put Grass in the Sky
I agree. It was the best decision we ever made, but as you say - it wouldn't suit everyone.
My sister was declared bankrupt, but at the time she was a single mom and not able to work due to depression, so she wouldnt have been able to pay back anything. x
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
