xstatic wrote:Foggy wrote:No, they do not have access to HMRC and you need to provide proof of your income and outgoings.
Do you wanna tell me that all review based on the things I’m giving to them? How are they dealing with fraud? It’s not really hard to hide some income from them.
An IVA is based on a large element of trust, but it is also easy to get caught out if you tell porkies. If caught out it could lead to charges of fraud and a criminal investigation -- it does happen!
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