3 months bank statements after 6 months of IVA?

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dan312

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Post by dan312 » Fri Jan 08, 2021 5:11 pm
Early review Creditfix

Hi - today I had an email from Creditfix asking to send over 3 months bank statements as I had a pay increase in December - is this normal? as I was made aware there was only annual reviews not quarterly and I can't stop worrying about it and my anxiety is going through the roof.
Obviously I declared the change in income straight away but I think its just them going through my bank statement etc and Im only 6 months into my IVA so its all new to me!

kallis3

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Post by kallis3 » Fri Jan 08, 2021 5:34 pm
Creditfix use their own rules. Won't hurt to send them across.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Fri Jan 08, 2021 5:53 pm
The annual review is imposed by the IVA framework, but IPs are free to introduce any interim reviews as well. Some IP's ask to see payslips every month in 'mini' reviews. I am getting the impression that CF are tending towards routine quaterly reviews, but, as Kallis mentions they already tend to do many things differently (sometimes with disasterous results) .
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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