Bankruptcy Order Date 10 July 2007
Discharged On 21 December 2007 (Early Discharge)
5 months and 11 days
I haven't been on here for a long time, keeping my head down and getting on with life.
My IPA is due to finish soon ( half my surplus income for 3 years from start of IPA ) , that will be nice. It will be good to have some extra cash.
No debts, no loans, no credit cards, a wee bit of money saved, 3 years older and a wee bit wiser.
I haven't tried to get a credit card or a contract phone, but vantage keep seending me applications for a credit card, I might give it a try in a year or so to see if it make help my credit rating .. ok maybe not , I don't really need much of a credit rating do I ?
The bankruptcy flag stays on your credit records for 6 years .
On as personal front for those that still remember 2007/8 , daughter is nearly 18, working as an apprentice hairdresser on less than minimum wage.I m still working for the local plod, still single , living in a part buy / part rent flat ( 3 years old ). I dont drink crap coffee any more, dust anyone ?
Things are much, much better than they were 3 years ago , I've just read some of my old posts .. Im glad you lot helped .
Early Discharge is not an illness !