Ours actually stipulates how much we are expected to try and release.
At the moment I believe that 85% LTV is the norm.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I've just contacted our provider querying if we downsized our property and mortgages. Apparently abbey doesnt give mortgages out to people that are in ivas or ever have been in one ! So it also rules them out in our equity release further down the line unless they change the rules