6th Anniversary of Default Dates on the 8th Jan

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GoonerDad

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Post by GoonerDad » Mon Jan 06, 2020 1:47 pm
Hi,

On Wednesday my 5 defaults will be 6 years old.

** I did a search on the forum but there were only threads with similar-but-very-different questions. **

Will the defaults drop off on:

Wednesday?
or
Thursday?
or
Is there a rolling 30 days/1 month update cycle thing that Experian, Noddle, & Equifax do where I'll have to wait up to a month longer?

Kind Regards
Mitchell

kallis3

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Post by kallis3 » Mon Jan 06, 2020 1:55 pm
Just keep checking and Noddle is now Credit Karma.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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Foggy

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Post by Foggy » Mon Jan 06, 2020 2:43 pm
Mine all actually dropped off about a week early, despite the 'due' dates being spread over a period, suggesting manual activation, rather than automatic by computer. If computerised I would imagine they will go during the night of the appointed day on the overnight update.

Once removed they will disappear from live searches by lenders right away they could take a few weeks to filter down to the various online search sites, like Noddle (Credit Karma) and Clearscore, depending on the monthly reporting cycle.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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