Hi victoriaplum, have you thought beyond your qualification? AAT may have stricter criteria for professional membership than for student members. Follow up quals such as ACCA or ACA or CIMA will have their own guidelines as to whether they would accept someone with an iva. As would the ICAEW. Also, practices would credit check as standard and may have enhanced disclosure requirements re credit history. Though this only relevant if you are planning to become a chartered accountant. The AAT is a very good business qualification in it's own right. Sorry to be all doom and gloom. I just think it's best you do all the checks now rather than just the immediate one.
Hi victoriaplum, have you thought beyond your qualification? AAT may have stricter criteria for professional membership than for student members. Follow up quals such as ACCA or ACA or CIMA will have their own guidelines as to whether they would accept someone with an iva. As would the ICAEW. Also, practices would credit check as standard and may have enhanced disclosure requirements re credit history. Though this only relevant if you are planning to become a chartered accountant. The AAT is a very good business qualification in it's own right. Sorry to be all doom and gloom. I just think it's best you do all the checks now rather than just the immediate one.
Im not really sure after AAT what I want to do , I havent decided but thanks for the info, hopefully should be ok , as they say honestly is the best policy Id rather be truthful from the start and thats what Ive done, so fingers crossed. My IVA finishes before I would finish the 3 years aat , but as Ive been made aware it stays on your credit file 6 years from start of it so would probably have to wait a year after I finish before I done anything else if I decided to go down that route as my iva is 5 years done 2 and half already.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
i was just wondering if you have been accepted, as i am having the same problem, i have been asked to write a letter and am not really sure what to write. they need to know what debt and what i spent the money on. (i spent the money to live on) any advice or help you could give would be much appreciated.
All I can say is that you should tell it like it is. Tell them what has got you into debt and what you have spent the money on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi kelly, welcome from me too, I just wrote down everything I knew that had happened over the years and then put it in date order, or sort of. Things like redundancies, car breakdowns, appliance breakdowns, child expenditure, house move. Can you remember what your first debt was, mine was a shop card and it went on from there.
Once we wrote it down we realised just how much crap we'd had to put up with and how bad it had really got. It was a wonder we lasted this long.
