AAT and IVAS

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Broke of London

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Post by Broke of London » Sat Sep 25, 2010 9:29 am
Hi victoriaplum, have you thought beyond your qualification? AAT may have stricter criteria for professional membership than for student members. Follow up quals such as ACCA or ACA or CIMA will have their own guidelines as to whether they would accept someone with an iva. As would the ICAEW. Also, practices would credit check as standard and may have enhanced disclosure requirements re credit history. Though this only relevant if you are planning to become a chartered accountant. The AAT is a very good business qualification in it's own right. Sorry to be all doom and gloom. I just think it's best you do all the checks now rather than just the immediate one.
 
 

Broke of London

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Post by Broke of London » Sun Sep 26, 2010 8:07 am
Hi victoriaplum, have you thought beyond your qualification? AAT may have stricter criteria for professional membership than for student members. Follow up quals such as ACCA or ACA or CIMA will have their own guidelines as to whether they would accept someone with an iva. As would the ICAEW. Also, practices would credit check as standard and may have enhanced disclosure requirements re credit history. Though this only relevant if you are planning to become a chartered accountant. The AAT is a very good business qualification in it's own right. Sorry to be all doom and gloom. I just think it's best you do all the checks now rather than just the immediate one.
 
 

victoriaplum

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Post by victoriaplum » Sun Sep 26, 2010 11:37 am
Im not really sure after AAT what I want to do , I havent decided but thanks for the info, hopefully should be ok , as they say honestly is the best policy Id rather be truthful from the start and thats what Ive done, so fingers crossed. My IVA finishes before I would finish the 3 years aat , but as Ive been made aware it stays on your credit file 6 years from start of it so would probably have to wait a year after I finish before I done anything else if I decided to go down that route as my iva is 5 years done 2 and half already.
 
 

MelanieGiles

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Post by MelanieGiles » Sun Sep 26, 2010 3:44 pm
There are no financial barriers to either ACCA or ACA examinations for anyone in an IVA.
Regards, Melanie Giles, Insolvency Practitioner
 
 

victoriaplum

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Post by victoriaplum » Thu Sep 30, 2010 4:57 pm
Got a phone call today been accepted yey !!! :)
 
 

kallis3

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Post by kallis3 » Thu Sep 30, 2010 5:00 pm
Congratulations Victoria.

Good luck for the future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Broke of London

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Post by Broke of London » Thu Sep 30, 2010 5:54 pm
CONGRATULATIONS AND CELEBRATIONS.

Lots of luck with the course!!
 
 

victoriaplum

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Post by victoriaplum » Thu Sep 30, 2010 7:22 pm
Thank you !
 
 

Shining

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Post by Shining » Thu Sep 30, 2010 8:58 pm
I am so pleased for you...enjoy x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Kellymm

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Post by Kellymm » Thu Oct 21, 2010 10:58 am
i was just wondering if you have been accepted, as i am having the same problem, i have been asked to write a letter and am not really sure what to write. they need to know what debt and what i spent the money on. (i spent the money to live on) any advice or help you could give would be much appreciated.

All the best
 
 

kallis3

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Post by kallis3 » Thu Oct 21, 2010 12:47 pm
Hi and welcome.

All I can say is that you should tell it like it is. Tell them what has got you into debt and what you have spent the money on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

stewpots

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Post by stewpots » Thu Oct 21, 2010 1:17 pm
kallis3 wrote:

Hi and welcome.

All I can say is that you should tell it like it is. Tell them what has got you into debt and what you have spent the money on.
 
 

leaKybrain

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Post by leaKybrain » Thu Oct 21, 2010 8:29 pm
Hi kelly, welcome from me too, I just wrote down everything I knew that had happened over the years and then put it in date order, or sort of. Things like redundancies, car breakdowns, appliance breakdowns, child expenditure, house move. Can you remember what your first debt was, mine was a shop card and it went on from there.

Once we wrote it down we realised just how much crap we'd had to put up with and how bad it had really got. It was a wonder we lasted this long.
 
 

Shining

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Post by Shining » Thu Oct 21, 2010 8:31 pm
I just wrote it down as it was grim reading but was accepted and was all the truth x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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