Accounts removed from credit file

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daniel648

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Post by daniel648 » Thu Jun 04, 2020 10:10 am
Hi I am on an IVA there is a year left I have got a email saying that all my accounts have now been removed from my credit file. daft question but if they are removed why do I still have to pay them through an IVA?

kallis3

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Post by kallis3 » Thu Jun 04, 2020 10:42 am
No, you still have to pay your IVA. They will get a dividend at the end.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

daniel648

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Post by daniel648 » Thu Jun 04, 2020 10:45 am
thanks just wanted to check.

Foggy

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Post by Foggy » Thu Jun 04, 2020 12:05 pm
Doesn't sound right to me --- accounts and defaults should still show until such time as they are 6 years old --- where was this email from ? Sounds fishy.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

daniel648

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Post by daniel648 » Thu Jun 04, 2020 12:24 pm
its on my actual clear score report it says 2 accounts removed and one of them was my largest one.

Foggy

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Post by Foggy » Thu Jun 04, 2020 12:32 pm
Thu Jun 04, 2020 12:24 pmdaniel648 wrote:
its on my actual clear score report it says 2 accounts removed and one of them was my largest one.
It is possible that the creditors requested this as they simply do not wish to report on those debts any more. Not all debts appear on credit files and being there, or not, has no bearing on the status of the debt.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

kallis3

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Post by kallis3 » Thu Jun 04, 2020 12:42 pm
Some of mine were removed before my IVA finished.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

daniel648

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Joined: Thu Jun 04, 2020 10:10 am

Post by daniel648 » Thu Jun 04, 2020 12:42 pm
ok thanks
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