Accounts still showing as open?

Get expert opinion. This is the place for new questions to be posted.
3 posts Page 1 of 1


Posts: 10
Joined: Sun Jun 03, 2018 6:33 pm

Post by Ds1991 » Thu Aug 08, 2019 12:15 pm
Hey! I closed my IVA with an early settlement in February but I’ve just checked my credit file and there’s Barclays and other accounts still showing as live and deafualting?

Is this the normal case?


Posts: 32
Joined: Thu Jun 13, 2019 9:46 pm

Post by Dan2991 » Thu Aug 08, 2019 12:39 pm

Things won't change until your IVA has reached the 6th year from the date it started. If you made an F&F I wouldn't worry to much about it and do you have completion certificate?


User avatar
Forum Expert
Posts: 29871
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Thu Aug 08, 2019 12:43 pm
The important thing is the date the default was registered from, as the 6 year countdown starts then. The status makes little difference.

Have a read here: ... dit-record
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
3 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”