Me and my husband had an IVA each which lasted 6 year, which is now completed. I received a phone call from Addison Hunter, asking me to complete my security questions to continue. I firmly expressed that I did not recognise the company and explained I would be foolish to give my personal details to someone I had no business with. There is no website for this company, how and who do I report this scam too? They first stated they were calling with regards to my IVA, luckily it had finished, but if I was still in an IVA I would of probably given my details to them. How did they get my details and mobile number, which was different from past IVA? People who have an IVA are not protected enough and are open to scams like this.
You could try contacting the FCA: https://www.fca.org.uk/
Maybe the ICO: https://ico.org.uk/
Or the local Trading Standards Office in the area the firm are operating from.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Thanks for posting this, we tend to drop our guard when our "backs are to the wall" and it wouldn't take too much 'flannel' to believe that you needed to have a conversation with companies like this. Glad you were savvy enough to blank them.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
If you have Sky you can have Sky Shield where people have to say who is calling and you can either accept or not. It's free and has stopped my cold calls.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Been a long time since I posted but still come on here often to keep up to date.
I too had a letter from this company yesterday. After reading the above post I thought I'd give them
a call. Lo and behold their number 0800 2545082 is disconnected.
camelia wrote:Me and my husband had an IVA each which lasted 6 year, which is now completed. I received a phone call from Addison Hunter, asking me to complete my security questions to continue. I firmly expressed that I did not recognise the company and explained I would be foolish to give my personal details to someone I had no business with. There is no website for this company, how and who do I report this scam too? They first stated they were calling with regards to my IVA, luckily it had finished, but if I was still in an IVA I would of probably given my details to them. How did they get my details and mobile number, which was different from past IVA? People who have an IVA are not protected enough and are open to scams like this.
Addison Hunter do NOT dial out to customers, EVER. They send letters out asking people to call them. Whoever called you WAS NOT Addison Hunter. I would report it immediately..
camelia wrote:Me and my husband had an IVA each which lasted 6 year, which is now completed. I received a phone call from Addison Hunter, asking me to complete my security questions to continue. I firmly expressed that I did not recognise the company and explained I would be foolish to give my personal details to someone I had no business with. There is no website for this company, how and who do I report this scam too? They first stated they were calling with regards to my IVA, luckily it had finished, but if I was still in an IVA I would of probably given my details to them. How did they get my details and mobile number, which was different from past IVA? People who have an IVA are not protected enough and are open to scams like this.
Addison Hunter do NOT dial out to customers, EVER. They send letters out asking people to call them. Whoever called you WAS NOT Addison Hunter. I would report it immediately..
Hi ghughes. Might I ask your connection to Addison Hunter as all the evidence points to the contrary.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I agree with Foggy - you should not be contacted at all once your IVA is completed either by letter or phone. We have heard of this in the past.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
camelia wrote:Me and my husband had an IVA each which lasted 6 year, which is now completed. I received a phone call from Addison Hunter, asking me to complete my security questions to continue. I firmly expressed that I did not recognise the company and explained I would be foolish to give my personal details to someone I had no business with. There is no website for this company, how and who do I report this scam too? They first stated they were calling with regards to my IVA, luckily it had finished, but if I was still in an IVA I would of probably given my details to them. How did they get my details and mobile number, which was different from past IVA? People who have an IVA are not protected enough and are open to scams like this.
Addison Hunter do NOT dial out to customers, EVER. They send letters out asking people to call them. Whoever called you WAS NOT Addison Hunter. I would report it immediately..
Hi ghughes. Might I ask your connection to Addison Hunter as all the evidence points to the contrary.
Hi Foggy, sorry for late reply, I have only just seen this message. I am employee of the aforementioned firm and have come on this thread to answer a few of the issues raised. Firstly we DO NOT EVER make unsolicited phone calls to individuals. We send letters in the post and people can then choose to call in if they wish but we will NEVER call out except to return missed calls from when people have rung in out of office hours. The reason we are contacting people who have formally been in IVA's is that last year there was a change in legislation due to the Wright v Green hearing in the court of appeals which changed the stance on PPI refunds regards people who were previously involved in IVA's. This means many individuals who thought (or were told) they couldn't previously claim PPI may have been misinformed. With the PPI cut off being a matter of months away we have written to people asking them to call us. We conduct a TOTALLY FREE PPI check to establish if people may be due a refund. Once we have established this people can either attempt to claim a refund themselves or we will act on their behalf. If we act on their behalf we will retain 24% of any refund that a client obtains. But we will only ever charge our 24% on money that people physically get in their bank. It is impossible for a client to ever be out of pocket. So I understand this is not for everyone, however people can choose to call us or simply throw the letter away, we will never chase or harass people or make unsolicited phone calls and we have obtained refunds for clients of over £19,000 which the client received in their bank despite being previously involved in an IVA. Finally in regards to the phone number being dead, we had a temporary issue yesterday morning for approx 2 hours, try it now if you wish and it will be ringing and you will be connected to an advisor. I will be happy to answer any questions people may have, please simply reply to this comment or call Freephone and ask for Gareth.
Addison Hunter do NOT dial out to customers, EVER. They send letters out asking people to call them. Whoever called you WAS NOT Addison Hunter. I would report it immediately..
Hi ghughes. Might I ask your connection to Addison Hunter as all the evidence points to the contrary.
Hi Foggy, sorry for late reply, I have only just seen this message. I am employee of the aforementioned firm and have come on this thread to answer a few of the issues raised. Firstly we DO NOT EVER make unsolicited phone calls to individuals. We send letters in the post and people can then choose to call in if they wish but we will NEVER call out except to return missed calls from when people have rung in out of office hours. The reason we are contacting people who have formally been in IVA's is that last year there was a change in legislation due to the Wright v Green hearing in the court of appeals which changed the stance on PPI refunds regards people who were previously involved in IVA's. This means many individuals who thought (or were told) they couldn't previously claim PPI may have been misinformed. With the PPI cut off being a matter of months away we have written to people asking them to call us. We conduct a TOTALLY FREE PPI check to establish if people may be due a refund. Once we have established this people can either attempt to claim a refund themselves or we will act on their behalf. If we act on their behalf we will retain 24% of any refund that a client obtains. But we will only ever charge our 24% on money that people physically get in their bank. It is impossible for a client to ever be out of pocket. So I understand this is not for everyone, however people can choose to call us or simply throw the letter away, we will never chase or harass people or make unsolicited phone calls and we have obtained refunds for clients of over £19,000 which the client received in their bank despite being previously involved in an IVA. Finally in regards to the phone number being dead, we had a temporary issue yesterday morning for approx 2 hours, try it now if you wish and it will be ringing and you will be connected to an advisor. I will be happy to answer any questions people may have, please simply reply to this comment or call Freephone and ask for Gareth.
Thank you for your informative response, Gareth (I assume). Surely the Wright v Green case, after all the appeals, finally concluded that PPI was still due to the creditors as an asset of the arrangement, even after completion of the IVA. The final wording regarding non R3 cases (mainly Protocol) is still suuficiently woolley as to be interpreted as the situation is as it was before the case was brought and would need further cases to be heard to be definitive in these cases. Indeed each case still has to be considered on it's merits and wording of the proposals. Whilst I would love there to be definitive interpretations allowing debtors to retain PPI refunds with confidence I don't think they exist.
I am pleased to see that you only charge fees on money the client actually gets in their bank ( does this apply if they are then required to pass this over to their former IP ?). As you are aware, many creditors apply the Wright v Green case and transfer any refund direct to the IP ).
Might I ask what arguements you do use, especially without reference to the original proposal wording, and what your success rate is?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Foggy wrote:
Hi ghughes. Might I ask your connection to Addison Hunter as all the evidence points to the contrary.
Hi Foggy, sorry for late reply, I have only just seen this message. I am employee of the aforementioned firm and have come on this thread to answer a few of the issues raised. Firstly we DO NOT EVER make unsolicited phone calls to individuals. We send letters in the post and people can then choose to call in if they wish but we will NEVER call out except to return missed calls from when people have rung in out of office hours. The reason we are contacting people who have formally been in IVA's is that last year there was a change in legislation due to the Wright v Green hearing in the court of appeals which changed the stance on PPI refunds regards people who were previously involved in IVA's. This means many individuals who thought (or were told) they couldn't previously claim PPI may have been misinformed. With the PPI cut off being a matter of months away we have written to people asking them to call us. We conduct a TOTALLY FREE PPI check to establish if people may be due a refund. Once we have established this people can either attempt to claim a refund themselves or we will act on their behalf. If we act on their behalf we will retain 24% of any refund that a client obtains. But we will only ever charge our 24% on money that people physically get in their bank. It is impossible for a client to ever be out of pocket. So I understand this is not for everyone, however people can choose to call us or simply throw the letter away, we will never chase or harass people or make unsolicited phone calls and we have obtained refunds for clients of over £19,000 which the client received in their bank despite being previously involved in an IVA. Finally in regards to the phone number being dead, we had a temporary issue yesterday morning for approx 2 hours, try it now if you wish and it will be ringing and you will be connected to an advisor. I will be happy to answer any questions people may have, please simply reply to this comment or call Freephone and ask for Gareth.
Thank you for your informative response, Gareth (I assume). Surely the Wright v Green case, after all the appeals, finally concluded that PPI was still due to the creditors as an asset of the arrangement, even after completion of the IVA. The final wording regarding non R3 cases (mainly Protocol) is still suuficiently woolley as to be interpreted as the situation is as it was before the case was brought and would need further cases to be heard to be definitive in these cases. Indeed each case still has to be considered on it's merits and wording of the proposals. Whilst I would love there to be definitive interpretations allowing debtors to retain PPI refunds with confidence I don't think they exist.
I am pleased to see that you only charge fees on money the client actually gets in their bank ( does this apply if they are then required to pass this over to their former IP ?). As you are aware, many creditors apply the Wright v Green case and transfer any refund direct to the IP ).
Might I ask what arguements you do use, especially without reference to the original proposal wording, and what your success rate is?
You are correct Foggy, sometimes the money does go to the IP as an asset of the arrangement. In this case we never charge a fee. Just to clear up as my wording was unclear last time, we only charge our 24% on money a client receives and keeps. We contact all IPs and request that they declare their interest in any refunds that may be due. Once the IP declares NO INTEREST any refunds recovered will be paid direct to the client to keep. If the IP declares an interest the client unfortunately will never receive a refund but all they have lost is 10 minutes of time talking on the phone and 2 minutes signing an online form, they will never be charged a fee. Surprisingly approx 40% of IP's declare NO INTEREST, therefore monies recovered are clients to keep. As I said 1 client got over £19,000 so although the odds are slightly in favour of not receiving a refund 40/60, it's definitely worth a free check, I appreciate I am biased being an employee but all I have stated here is correct.
ghughes wrote:
Hi Foggy, sorry for late reply, I have only just seen this message. I am employee of the aforementioned firm and have come on this thread to answer a few of the issues raised. Firstly we DO NOT EVER make unsolicited phone calls to individuals. We send letters in the post and people can then choose to call in if they wish but we will NEVER call out except to return missed calls from when people have rung in out of office hours. The reason we are contacting people who have formally been in IVA's is that last year there was a change in legislation due to the Wright v Green hearing in the court of appeals which changed the stance on PPI refunds regards people who were previously involved in IVA's. This means many individuals who thought (or were told) they couldn't previously claim PPI may have been misinformed. With the PPI cut off being a matter of months away we have written to people asking them to call us. We conduct a TOTALLY FREE PPI check to establish if people may be due a refund. Once we have established this people can either attempt to claim a refund themselves or we will act on their behalf. If we act on their behalf we will retain 24% of any refund that a client obtains. But we will only ever charge our 24% on money that people physically get in their bank. It is impossible for a client to ever be out of pocket. So I understand this is not for everyone, however people can choose to call us or simply throw the letter away, we will never chase or harass people or make unsolicited phone calls and we have obtained refunds for clients of over £19,000 which the client received in their bank despite being previously involved in an IVA. Finally in regards to the phone number being dead, we had a temporary issue yesterday morning for approx 2 hours, try it now if you wish and it will be ringing and you will be connected to an advisor. I will be happy to answer any questions people may have, please simply reply to this comment or call Freephone and ask for Gareth.
Thank you for your informative response, Gareth (I assume). Surely the Wright v Green case, after all the appeals, finally concluded that PPI was still due to the creditors as an asset of the arrangement, even after completion of the IVA. The final wording regarding non R3 cases (mainly Protocol) is still suuficiently woolley as to be interpreted as the situation is as it was before the case was brought and would need further cases to be heard to be definitive in these cases. Indeed each case still has to be considered on it's merits and wording of the proposals. Whilst I would love there to be definitive interpretations allowing debtors to retain PPI refunds with confidence I don't think they exist.
I am pleased to see that you only charge fees on money the client actually gets in their bank ( does this apply if they are then required to pass this over to their former IP ?). As you are aware, many creditors apply the Wright v Green case and transfer any refund direct to the IP ).
Might I ask what arguements you do use, especially without reference to the original proposal wording, and what your success rate is?
You are correct Foggy, sometimes the money does go to the IP as an asset of the arrangement. In this case we never charge a fee. Just to clear up as my wording was unclear last time, we only charge our 24% on money a client receives and keeps. We contact all IPs and request that they declare their interest in any refunds that may be due. Once the IP declares NO INTEREST any refunds recovered will be paid direct to the client to keep. If the IP declares an interest the client unfortunately will never receive a refund but all they have lost is 10 minutes of time talking on the phone and 2 minutes signing an online form, they will never be charged a fee. Surprisingly approx 40% of IP's declare NO INTEREST, therefore monies recovered are clients to keep. As I said 1 client got over £19,000 so although the odds are slightly in favour of not receiving a refund 40/60, it's definitely worth a free check, I appreciate I am biased being an employee but all I have stated here is correct.
Thank you. I appreciate you clearing that up. Yes, as we have said on here before, some IP's will declare no interest ---- often they consider digging out old records and re-contacting former creditors to be uneconomical for the 15% they are likely to get, bearing in mind it could be 15% of £1 .
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Hi Gareth, I tried ringing your 0800 number, as informed on the letter I received, but it is still (4th March 2019) coming up with "You have dialled an incorrect number". Please could you inform us of a working number, so that I can contact you regarding compensation for a mis-sold mortgage.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk