I have cae finace left 8.5k ( intrest i alredy finish pay. ) Car engine blow up and i sold.
Then i have car finace 8.5k
Sunny credit 970£
Mutal credit i thimk left some 900£
capital creditcard 450£
You need to speak directly with an insolvency firm to discuss the whole picture. If the car finance was secured on the vehicle it cannot be included in an IVA and the car should not have been sold. But there may be other options.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk