Hi , im currently in my first year of my IVA and my landlord has now sold the flat I am living in , I am trying to move but nobody wants to know me due to this IVA I have set up, I really should have researched every detail of the IVA before setting it up , so appreciate that its partly my fault , but do you have any advice as to how I not become homeless?
Have you tried private landlords? A lot of them don't do credit checks or you could try to see if anyone will act as guarantor for you?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Many have managed a new rental using the suggestions given by Kallis: Private landlord, guarantor and / or increased deposit or rent in advance. Your local authority should have a list of decent private landlords.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Thank you for your replies , however I didn't mention that I had been trying private landlords and my sister is a guarantor. The won't touch me still, obviously having an iva in the first place means I can't pay 3-6 months upfront.
I'm really at a loss, I will they my local council for reasonable landlords list though.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk