Advice please

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Bex12

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Joined: Wed Mar 12, 2014 5:21 pm
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Post by Bex12 » Sat Oct 20, 2018 4:15 pm
Hi all.

Was just looking for some advice please :)
My mum is looking to retire and has asked if next year we wanted to buy a house with her as we are renting at the min. She will pay 50% deposit and the other 50% myself and my husband would need a mortgage. Fingers crossed if this 2nd full and final offer is excepted I will be completed my Iva early by only 5 months tho. I know it stays on your credit file until the full 6 years but would I be able to get a mortgage after just 5 years if we have a 50% deposit? Any advice would be greatly received :)

Bex12

User avatar
Posts: 130
Joined: Wed Mar 12, 2014 5:21 pm
Location: United Kingdom

Post by Bex12 » Sat Oct 20, 2018 4:16 pm
Hi all.

Was just looking for some advice please :)
My mum is looking to retire and has asked if next year we wanted to buy a house with her as we are renting at the min. She will pay 50% deposit and the other 50% myself and my husband would need a mortgage. Fingers crossed if this 2nd full and final offer is excepted I will be completed my Iva early by only 5 months tho. I know it stays on your credit file until the full 6 years but would I be able to get a mortgage after just 5 years if we have a 50% deposit? Any advice would be greatly received :)

kallis3

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Post by kallis3 » Sat Oct 20, 2018 4:26 pm
Merged as duplicate.
http://kallis3.blogs.iva.co.uk/
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.

Foggy

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Post by Foggy » Sat Oct 20, 2018 4:36 pm
Have a word with Ryan and / or Shaun, Bex.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/
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