Completion doc was sent to all creditors.
2 years on, up to present, i wanted to get new mortgage deal, not moving house just seeking better rate.
A proposed new lender declined my application stating i was showing as DEFAULT on an old bank a/c, which was involved in the iva.
I got in touch with the bank and they said they never received my completion doc.
It was then faxed again, and still they said they didnt receive it. I finally mailed it to them.
Now i must wait until the bank updates their records and in turn i must wait for the credit score companies to update also.
This has caused alot of heartache, a missed oppertunity of a new mortgage and the bill to a financial advisor who still needs paid despite not getting a mortgage.
Am i entitled to any compensation from the bank for their part in this.
When did your IVA start? Your credit record will be shot for six years from the start date regardless of when it finished.
It is remiss of them and you should keep pestering them until they update their records.
You could try for compensation but I doubt you would get any.
When you mailed your completion, did you do it recorded delivery?
Who is onlineUsers browsing this forum: Google [Bot] and 14 guests
Ask the IVA Experts a QuestionSimply complete form and you will get an answer from our IVA Experts (multiple replies within an hour *)
* Any use of this forum is conditional on you having read and agreed to our terms and conditions.
* If you enter your phone number, Vincent Bond and Co Ltd will give you a courtesy call to ensure that your question has been answered.
* The question will be posted on our forum, we will email you the location