I have now sent them my completion paper work
On clearscore it now shows an improvement in my score ... good!
On noddle the one account showing default seems to have gone... good
I have used my new credit card for fuel and paid it off in full
However the score on experian has dropped?????
I am finding the whole thing a right pain!!! I enquired why and have had a standard list of reasons sent back none of which make any sense
So i am wondering if the new credit card has actually made my score drop? In which case why? And why only on experian??
MerlinL14 wrote:Hi recovering, I had the same dilemma. I got everything off my reports and waited a few months and thought my rating would go up, it went down. I think it was because I just didn't have any records on my report so there were no positives to show. Now it is excellent with near top scoring points. I am not blasé about it though and still budget like I am broke.
I have been pretty good over the first month got paid today and still had what would have been my IVA payment and a bit more left!
I have to ring the Co op to get my ISA restarted as I didn’t put anything in it last year I have to wait for my voice to return as I have Laryngitis
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