I am due my annual review in my 1st year of my Iva,I have had no problems with payments all made on time in full..but the last two months I started to gamble stupid mistake ,I have had no big wins Mabey £120 at the most but have spent a lot on the sites.
I have as of 3 weeks ago signed myself in to a stop gambling program and closed every account I have down.
I am terrified that my Iva will fail now and not sure what the best corse of action is.
Any advice will be appreciated
You made a potential mistake, but you have now taken steps to rectify it. your winnings do not breach the windfall clauses, so all good there.
Gambling in itself is not an issue until and if it becomes a problem. Your IP, if they notice and take issue, will probably want confirmation of the steps you have taken and / or will watch your finances a little more closely for a while.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk