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rptech

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Post by rptech » Wed Sep 22, 2021 5:52 pm
Sorry for another question.

But does an IP contact my creditors before I’ve signed anything.

There is a chance my grandmother will assist me and no idea if they contact creditors before signing?

Thanks

Foggy

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Post by Foggy » Wed Sep 22, 2021 6:15 pm
They do not generally contact creditors until you have signed the draft proposal. However, with covid procedures they could go ahead without a physical signature, but with a digital agreement from you.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

rptech

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Post by rptech » Wed Sep 22, 2021 6:18 pm
Thanks for the reply,

I've yet to sign anything at all albeit physically or digitally.

Thanks.

kallis3

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Post by kallis3 » Wed Sep 22, 2021 6:29 pm
If your grandmother can help you then you could always offer a full and final straight off and clear your debts that way. Depends on how much you owe and how much your grandmother might be able to give you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

rptech

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Post by rptech » Wed Sep 22, 2021 6:54 pm
My debt's are roughly around £11,000.

But I just wanted to confirm that nothing would go ahead without a signature or E-signature.

Also since asking freezedebt for assistance in cancelling the process they've began ignoring me..

Thanks.

rptech

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Post by rptech » Wed Sep 22, 2021 7:25 pm
Wed Sep 22, 2021 6:54 pmrptech wrote:

Also since asking freezedebt for assistance in cancelling the process they've began ignoring me..
they now replied :D

kallis3

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Post by kallis3 » Wed Sep 22, 2021 7:50 pm
Have they cancelled it?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

rptech

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Joined: Wed Sep 22, 2021 11:08 am

Post by rptech » Wed Sep 22, 2021 9:49 pm
Sorry for the late reply,

Freezedebt has said that they will not precede with the iva.

However I have no idea if they will notify mccambridge duffy (who I was referred to) or if I have to.

I've yet to sign anything as previously stated digital or physically.

So I'll have to wait and see.

Thanks

luluj

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Post by luluj » Thu Sep 23, 2021 4:27 am
I would contact McCambridge Duffy and give explicit instruction not to proceed to be sure you have covered both parties.

Good luck and stay connected to the forum so we can help you where needed
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Foggy

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Post by Foggy » Thu Sep 23, 2021 8:00 am
I would drop McCD an email, out of courtesy, to put a hold on proceedings for now. Then they will not be doing any more work that they are unlikely to be paid for in the event that your grandmother can assist.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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