Someone please advise!
Thanks in advance!
MerlinL14 wrote:As frustrating as it is, you are covered from all your creditors. They can huff and puff, but you needn't worry about their lack of internal communications. Debts are sold on all the time by large creditors, it gets them off their books and relies on 'someone' else to administer the debt. Again don't worry you are still covered under the IVA no matter who buys the debt. It could take a fair few months to get sorted by these companies, in the mean time enjoy making paper airplanes out of their meaningless letters. If they contact you by phone flatly refuse to acknowledge who you are and refuse to answer their 'security' questions, they will get bored before you do.
Refusing to answer security questions is something I discovered when I started in my IVA over six years ago. It can be quite amusing to see what response you get. It can vary from a hurt "but how can we help you if you won't co-operate" to "well on your own head be it, things will only get worse"
Of course they don't want to help you and things won't get worse, what they want is money.
In fact if you gave them money things could get worse as you would be favouring one creditor and the IVA could fail.
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