My friend offered me a job abroad with earnings of less than the part time of my current job but the costs of living are about 3 times lower than the UK ones. So after all calculatons I came up with a 100 quid for the creditors while earning only 710 quiq after tax (leaving me 600 to live with).
IVA advisor has told me that creditors have a duty of care and even I can spare 100 quid a month for them they might think that the following 600 wouldn't be sufficient for me to live for. I tried to explain him that it is more than enough. He said however that my earnngs and expenses will be compared to UK ones.
I was thinking if anyone - IP, creditors - will actually check my earnings before they agree for an IVA?
The Advisor told me that ideally I should be earning 800-900 a month, which I'm not far off. So what if I fake/forge my contract so it shows I'm earnng 900 a month? From that the Advisor will work out my 100 quid a month so my commitments wouldn't change.
Is there anyone who would possible contact my friend to cross-check my contract? To check that I'm earnng the money I declared. I know that on a review I would have to show my bank statement from abroad but I would worry about that later. I want IVA to be aproved first.
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