Applying for credit with a company who was in IVA

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Post by sam666 » Sun Sep 19, 2021 3:50 pm
Hello all I have completed my iva over 3 years ago and one of the creditors was virgin cc. Done an eligibility check for a purchase card and they said I was pre approved. Has anyone had a credit card with one of there previous creditors from an IVA don’t want to apply if they then say no.


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Post by kallis3 » Sun Sep 19, 2021 4:35 pm
You can try a different credit card - bear in mind that your credit will be stuffed for six years from the start of the IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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Post by Foggy » Sun Sep 19, 2021 4:39 pm
I have a credit card with a previous creditor -- Halifax. So it is possible.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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