Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Initially I would try to get them by phone, tell them what you intend and ask what they require. Creditfix are difficult to advise on as they tend to do everything their own way and are not always consistent.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Your remaining sum, plus 12 months extra in lieu of equity (if this applies to you) could be the sum you offer or you could try for a little less. You will need to let CF know that you wish to make a full and final offer, where the money will be coming from and that it is only available for that offer and will be withdrawn if not accepted. Your donor will have to write and tell them about the offer and show proof of where the money is coming from (bank statements to check out for money laundering). Bear in mind that CF will add fees and are notoriously bad at communication at the moment. It will take a couple of months to set up so you will have paid a bit more off.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk