Approaching creditfix

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piotr

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Post by piotr » Tue Jul 13, 2021 9:03 pm
Hi I have 14 months left on my IVA would like to pay this earlier. How do I approach creditfix. Can you advise please

kallis3

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Post by kallis3 » Tue Jul 13, 2021 9:09 pm
Where will your money be coming from?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

piotr

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Post by piotr » Wed Jul 14, 2021 6:20 am
The money will be coming from friend of mine or could from my family if that is necessary. Thank you

Foggy

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Post by Foggy » Wed Jul 14, 2021 6:50 am
Initially I would try to get them by phone, tell them what you intend and ask what they require. Creditfix are difficult to advise on as they tend to do everything their own way and are not always consistent.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

kallis3

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Post by kallis3 » Wed Jul 14, 2021 6:53 am
Your remaining sum, plus 12 months extra in lieu of equity (if this applies to you) could be the sum you offer or you could try for a little less. You will need to let CF know that you wish to make a full and final offer, where the money will be coming from and that it is only available for that offer and will be withdrawn if not accepted. Your donor will have to write and tell them about the offer and show proof of where the money is coming from (bank statements to check out for money laundering). Bear in mind that CF will add fees and are notoriously bad at communication at the moment. It will take a couple of months to set up so you will have paid a bit more off.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

piotr

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Joined: Tue Jul 13, 2021 9:03 pm

Post by piotr » Wed Jul 14, 2021 7:26 am
Ok thank you very much for your help
Regards.
Piotr
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