We did a f&f on our ova June 18 and our 6 year anniversary was April 2019. I have checked our credit file and all looks great bar a default date from Arrow which is registered as Aug 13 not our Iva agreement date of April 13. I have rung them and been advised Viegib money reported the default on payment as August 13 and this is the date entered on our credit file and nothing we can do. Is this correct, surely it has to be in line with everyone else? I was so hoping my credit file was going to be clear. Can anyone advise if there is anyway of rectifying this ?
You could use the template letter from my article here: https://www.iva.co.uk/what-does-an-iva- ... dit-record But, to be honest, by the time you have gone through this, August will have been and gone and the default will have dropped off anyway.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
