If I am a student and do not finish my university degree for a following two years what do i do about hassle from creditors since I dont have a monthly income?
Have you tried getting a part-time job - a lot of students do to supplement paying for their further education, rather than relying upon loans which you may be unable to repay.
If creditors are chasing you - it may be sensible to contact them to let them know you are struggling and asking them to accept lower payments until you are able to meet the contractual payments again.