August 16th 2010, A defining day

9 posts Page 1 of 1
Post Reply
 
 

Kool_73

User avatar
Posts: 57
Joined: Wed Oct 08, 2008 11:28 pm
Location: United Kingdom
Post by Kool_73 » Tue Aug 17, 2010 12:01 am
Quote
Hi Everyone

Monday August 16th 2010 is the day i was waiting for in anticipation that i thought would never arrive but it finally came.

My full and final settlement meeting was today, and it was accepted.
The paperwork to confirm the meeting outcome is in the post to me.

I would like to thank my parents for their genorosity, without them i would have had to maintain my IVA payments for another 3 years.

I get paid this Friday but it will be strange as the money that was previously being paid to my IVA company will now be mine. My IVA company advised me to cancel my direct debit to them today which i have done.

At first its going to be strange having all this extra money each month but i'm not going to go crazy, will definately go on a holiday.

I have 45 days to make the full and final payment but haven't paid it yet but i know its going to be sorted end of this month/early Sept.

My IVA started back in 2008, its been a tough journey ive had to make sacrifices along the way, at one stage i was 2 payments in arrears!!. But all of that no longer matters i would like to thank everyone involved on this forum for keeping me going and keeping me strong. Your support has helped me to get through this thank you all.

The IVA has taught me a lifelong skill of money management. Anyone who is currently in an IVA or is about to enter one there is light at the end of the tunnel!! I wish you all the best of luck.

And in closing i met my girlfriend back in Oct 2009, and shes the one for me!! now i can afford to buy her an engagement ring and we can make plans for the future. I want to thank her too shes kept me going and she loves regardless of how much money i have had.

Now that i'm at the end of my journey you guys arent going to get rid of me that easily i'll still be around looking at the forum, and will probably have a few questions to post once i get my completion certificate.

kind regards

Kool_73
Top
 
 

Lisa2009

User avatar
Posts: 5411
Joined: Thu Aug 16, 2007 12:17 pm
Location:
Post by Lisa2009 » Tue Aug 17, 2010 12:06 am
Quote
What a lovely post and fantastic news. Well done.
Good luck in your new debt free, happy future with your new love x
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
Top
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:
Post by MelanieGiles » Tue Aug 17, 2010 12:27 am
Quote
Great words and a really good result for you. Very best of luck for the future and do let us know if she says "Yes"!
Regards, Melanie Giles, Insolvency Practitioner
Top
 
 

Kool_73

User avatar
Posts: 57
Joined: Wed Oct 08, 2008 11:28 pm
Location: United Kingdom
Post by Kool_73 » Tue Aug 17, 2010 1:03 am
Quote
she has already said yes!!
Top
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:
Post by MelanieGiles » Tue Aug 17, 2010 1:54 am
Quote
It's gonna be expensive!!!
Regards, Melanie Giles, Insolvency Practitioner
Top
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Tue Aug 17, 2010 7:35 am
Quote
Congratulations on your forthcoming engagement and well done and I hope your debt free future is a very happy one x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77172
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Tue Aug 17, 2010 8:29 am
Quote
Congratulations on your IVAfinishing and your engagement.

Happy times ahead!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

Tina Shortland

User avatar
Posts: 2950
Joined: Tue Jan 05, 2010 11:30 am
Location:
Post by Tina Shortland » Tue Aug 17, 2010 11:10 am
Quote
Fantastic news all round Kool 73, really pleased for you and it sounds like life is going to be very different for you now - in a good way so enjoy!

Best wishes,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
Top
 
 

Goosed

User avatar
Posts: 953
Joined: Tue Jan 19, 2010 8:40 am
Location:
Post by Goosed » Tue Aug 17, 2010 4:08 pm
Quote
What a great, uplifting post from a really happy fella. Well done Kool 73 and have a great life.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".

Eric Cantona
Top
Post Reply
9 posts Page 1 of 1
Return to “a success story”