People like the first girl make me mad. BR isn't the easy option and I hope she ends up with a long BRU as I really can't see her learning from from being BR.
And to use Kerry Katona as an example just shows how stupid this woman really is - she's still BR as her discharge has been suspended indefinitely!
My daughter went bankrupt a few years ago and it nearly ruined her life. She is just getting back on track but her other half who went BR at the same time hasnt learned a lesson and still spends money like its growing on a tree at the bottom of the garden. He cant wait to get more credit cards and loans and do it all again.Daughter is besides herself with worry where it will all go and cant make him understand that BR is not an easy option to debt but the last resort.
I am shocked and appalled at such blatant irresponsibility and lack of care for her actions. It is an insult to have cases like that be put into the same statistic of so many women who have struggled with debt for innocent reasons and are left with no option than to go bankrupt.
I can happily say that in nearly 10 years I have only come across less than a handful of people who have such disregard for their actions and I'm afraid I have had to be quite direct with them - as non-judgemental as we all are for how debt arises there are times when someone needs to hear some truth and this lady is definitely one of them. Ooh, I do hope she comes to one of us for help with her debts - it wil be a very interesting conversation!
People like this run the danger of giving all honest hard working people who are doing the best by their creditors a bad name and that is not on.
Soap box moment over!....
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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It is an absolute disgrace. I hope she gets a very long BRU and that all her designer clothes are of a timeless design because she won't be able to buy any others for a long time.
As to Kerry Katona - I want to know how she keeps on living the lifestyle she does. I don't know of too many other undischarged bankrupts who can do that.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It's so annoying. It makes my husband and I think the rules need to be stricter but then, there are the genuine cases, the poor people who are really struggling and need a second chance.
I didn't realise that the OR can decide not to make you bankrupt.
The future's bright, the future's debt free. In 72 months to be exact!
First of all can I just say that the last government have made it far to easy for certain people to declare themselves bankrupt, so we can hardly blame the very few individuals who play this to their own advantage - not that I condone this sort of behaviour at all.
Secondly on the subject of Ms Katona - please don't take too seriously everything you see in the papers or believe it. She has one of the toughest and well respected IPs in the business acting as her Trustee, who happens to be a very good friend of mine, and I can assure you that she is not getting away with anything - despite the reporting in the good old British media.
It seems as though some people think BR is a quick fix to their money problems and then they can go on spending again - probably due to what they have read in the press about people like Kerry Katona. As you say Melanie, you can't always believe what is shown in the press!
My sister was made BR and she had to have time off from work due to depression, because of all the debts. Thankfully she has now been debt free for over 10 years and hasn't had a loan or credit card since then. x
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
I enjoyed the spending but did not deliberately go out to spend as much as I could, and bankruptcy wasn't, and still isn't, an option for me.
I was disgusted with that first woman.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
