Bailiffs - IVA meeting booked

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Thatone

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Post by Thatone » Sun Jan 02, 2022 8:43 am
Hi, I have an IVA meeting booked 12th Jan. I've been in breathing space, but it's now over. I have a bailiff on my tail, will they still call if the meeting is booked?

Thank you

kallis3

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Post by kallis3 » Sun Jan 02, 2022 9:32 am
They can still call but all you have to do is tell them what is happening. If it is a physical visit from bailiffs rather than debt collectors then do not let them onto your property. Make sure all windows and doors are locked. Also tell your IP about this.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Thatone

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Post by Thatone » Sun Jan 02, 2022 10:13 am
It's a physical visit. I won't let them in, but will they go away? Or keep trying? I have a very low value car!

To add to matters my father passed away 22nd December. My Mum had to borrow to pay for the simple cremation. I have no money and no where to get any! Timing sucks but I just want this IVa sorted.

kallis3

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Post by kallis3 » Sun Jan 02, 2022 10:27 pm
As long as you don't let them have access to your property they can do nothing. I doubt the value of the car would cover your debts. Get your IP to speak to them and tell them what is happening.

I am so sorry to hear of your bereavement.

Hang in there - you've not long to wait now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

bowline

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Post by bowline » Tue Jan 04, 2022 11:50 am
They will take a low value car :cry: so you need to make sure it is left in a locked garage or a long way away from your house.

kallis3

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Post by kallis3 » Tue Jan 04, 2022 12:21 pm
Depends whether it is on finance or not.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

bowline

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Post by bowline » Tue Jan 04, 2022 9:49 pm
It is possible but most very low value cars are not on finance.

kallis3

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Post by kallis3 » Tue Jan 04, 2022 10:44 pm
I have, in the past, had low value cars on finance. Couldn't afford to do it any other way. They weren't the best.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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