ginger3242 wrote:Banks etc - dont see the credit scores - so there are actually meaningless - what they see is applications for credit etc
Which confuses me even more! The only credit I have is mortgage the car and a balance of £45 on a Vanquis card I pay in full every month
I have just looked at all the ref agencies AGAIN and can see nothing
I am a bit worried about applying for another current account in case it is seen as a negative?
At least I know I have learnt something for IVA I wouldn’t have even thought about impact before
May be worth thinking about Barclays as well as Nationwide.
May be worth thinking about Barclays as well as Nationwide.[/quote
Well there is no Barclays branch where I live but I may try speaking to them
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