Bank Query

Get expert opinion. This is the place for new questions to be posted.
3 posts Page 1 of 1

Lee-2019-2024

Posts: 18
Joined: Thu Aug 13, 2020 2:05 pm

Post by Lee-2019-2024 » Tue Dec 22, 2020 9:48 pm
August 2021 I’m going to be going ahead with sprout loans for a early settlement I’ll be 30 months in by then.

I’ve recently tried for a starling bank account but getting refused.

Once Sprout has gone ahead and I’ve is marked as settled or whatever happens. I no it’s there for the 6 years, but will this improve my chances or approval?

Lee

kallis3

User avatar
Forum Expert
Posts: 76913
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Dec 22, 2020 11:33 pm
I don't think it will make any difference, but too many hard searches on your credit account won't look good. Stick with the bank account you have now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

User avatar
Forum Expert
Posts: 33038
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Wed Dec 23, 2020 10:33 am
As Kallis says -- the more hard searches on file over a rolling 12 month period the more resistant lenders / bankers etc. will be to accepting you. I have three ... all went on to be accepted, but Clearscore have advised "no more".

It is best to keep your head down and let everything clear up before muddying the waters again.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
3 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”