Basic Bank Account - Not on the Electoral Roll

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engsnayl

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Post by engsnayl » Wed Sep 01, 2010 3:38 pm
Hi Guys,

The lowest of all insults :-)

I was refused the Co-op Cashminder Basic Account (Y'know the one that just about everybody can get)

I'm not on the Electoral Roll, and I spoke to the Council today and they kindly advised that even though I have now applied I will not apprear on the register until the 1st December 2010.

Screwed then!

Any help/advice?
 
 

Shining

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Post by Shining » Wed Sep 01, 2010 3:40 pm
What about one of the paid accounts, I know they cost money and not sure of their opening criteria but it may work?

Surely some people entering the country aren't listed but manage a bank account?

Hang in there someone who does know for definite will be along very soon. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

liamjames

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Post by liamjames » Wed Sep 01, 2010 3:43 pm
Oh dear!

No worries, I have a list of basic bank accounts here... there you go:
http://www.moneymadeclear.org.uk/pdfs/b ... _table.pdf

I'd love to see what goes on in some of these places, and find out how they actually decide whether to give someone an account or not. I mean, really, what do they have to lose?

Good luck!
Take care,

Liam James
Varden Nuttall
http://www.vardennuttall.co.uk

Read our reviews here: http://www.iva.com/iva_companies/Varden_Nuttall.asp
 
 

MRBLUESKY

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Post by MRBLUESKY » Wed Sep 01, 2010 4:21 pm
you can also pay your wages in some pe paid cards like the sun card.
 
 

kallis3

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Post by kallis3 » Wed Sep 01, 2010 4:38 pm
I think that if you can take proof of identity then the Co-op will be ok.

I would not advise a prepaid card, if anything then a managed bank account such as Secure Trust or Thinkbanking.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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MRBLUESKY

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Post by MRBLUESKY » Wed Sep 01, 2010 4:51 pm
regarding a pre paid card i was thinking of a stop gap until a bank account was accepted.
Last edited by MRBLUESKY on Wed Sep 01, 2010 4:52 pm, edited 1 time in total.
 
 

kallis3

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Post by kallis3 » Wed Sep 01, 2010 5:02 pm
Most prepaid cards have a limit as to how much you can load on per month.

You can think of a managed account such as Thinkbanking or Secure Trust.

No problem with being accepted but they will make a monthly charge.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MRBLUESKY

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Post by MRBLUESKY » Wed Sep 01, 2010 5:10 pm
you can also pay your wages into your partners account,thats what i did for a few months until i sorted a new bank account out,pre iva.where theirs a will theirs a way.
Last edited by MRBLUESKY on Wed Sep 01, 2010 5:12 pm, edited 1 time in total.
 
 

kallis3

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Post by kallis3 » Wed Sep 01, 2010 5:18 pm
I would prefer to have my own, or a joint account.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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