I am currently beginning the process of IVA, i am self employed and recently got into some financial problems as a member of staff had been stealing for 15+ years has caught up with me. I was just looking for any general advice throughout the process, i have been reading through the forum and i am currently struggling to find a business account, have been rejected by one bank already.
I am due to start IVA in 3/4 weeks and just wanted to hear other people's experience or advice as after many years of stress and worry i am hoping this will give me some relief, particularly interested in hearing any advice about those running business and self employed
Unfortunately getting a new business account maybe somewhat difficult if an iva is looming and your creditors are aware of the situation you are now facing.
When my husband became self employed at the end of our iva we approached several bsnks and were refused a business account - we were able to open to second personal account so we used that for 12 months before trying again and being accepted with HSBC. It maybe something to look at yourself.
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