Bought A car for money from girfriend

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maachiaveliq

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Post by maachiaveliq » Wed Aug 21, 2019 11:22 am
Hi everybody. I need help, I make big mistake. Im almost 2 years durning the iva. 3 weeks ago my car stop working vauxhall astra 2006. Mechanic said is head gasket and cambelt, to expensive for repair. My girlfriend take personal loan 6000£. She should be owner because its her money. We find a car 200 mil. from our home from private seller. We have 2 years old boy so We can't go together , so I go to see the car and I decide to buy. My girlfriend send me 5000£ and I transfer to the seller from my bank account and I give my details for New register keeper. After 3 weeks I have annual review. I start riding about assest durning iva on this forum and Im very scared. This is any chance to keep this car? What to do ? If that happend my girfiend and my son they left me because this will to much.

Foggy

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Post by Foggy » Wed Aug 21, 2019 11:40 am
If it is questioned tell them that the car belongs to your girlfriend and that you were the one to go and physically buy it because she couldn't. Your girlfriend isn't in the IVA and it is no business of your IP to look at what she does with her money.
It is a pity that she transferred it to you instead of to the seller, but she was just passing on her money for you to pay for her car.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

maachiaveliq

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Post by maachiaveliq » Wed Aug 21, 2019 12:08 pm
Ok thank you for your advise. But what to do now? on the paper Im the owner, because I paid. I should transfer A car for Her?

kallis3

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Post by kallis3 » Wed Aug 21, 2019 12:13 pm
You are just the registered keeper as we are for our daughters car - she could not get credit.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

maachiaveliq

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Post by maachiaveliq » Wed Aug 21, 2019 12:44 pm
So if I pass money on her behalf like foggy said before, that doesn't mean Im the owner right?

Anyway I really appreciate yours fast replay. I don't post on this forum before but I read a lot of and yours both answers/advice always very helpfull. Big Thank You Experts

kallis3

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Post by kallis3 » Wed Aug 21, 2019 2:06 pm
The registered keeper is not necessarily the legal owner and it does state that on the V5.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

luluj

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Post by luluj » Wed Aug 21, 2019 8:18 pm
Great advice ... you will be fine ... keep to the explanation that foggy suggests .... let us know how the annual review goes
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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