Buildings Insurance Renewal

[SometimesTina]

I got my Buildings insurance renewal thingy through the post this morning.

The usual 'you don't have to do anything' (except keep paying) mallarky.

I just thought it was a bit expensive at £214 a year / £18 per month.

I did a bit of searching about on line and got the same cover for £63.

Thats a saving of over £150 a year.

I rang the old firm to cancel and when I told them I had found a similar policy for £63, he didnt contest it or anything the maggot.
They must just try it on all the time, and just fleece the folk that don't check up on these things.

Well, they have to get up pretty early to catch this non smoking bird out with her opaque tights round her ankles!!


Old insurance company AXA (via Lloyds TSB)
new Insurance company Esure.

[kallis3]

Excellent result.

We stayed where we were this year as we made a couple of claims and I don't think anyone else would have touched us.

[Skippy]

Great result Tina!

We only have to get contents insurance as we live in a maisonette and the buildings insurance is sorted out for us. We had a lot of problems when we moved as we apparently live in a flood risk area (last flooded 1949) and I was still BR at the time.

We ended up taking what we could get and we've got a pretty high excess, but the problem is that no one will touch us because of the flooding.

[Shining]

I do tend to shop around too and I would always advise it to others, some people stay through loyalty but I try and compare (although I don't like doing it) lots of things each year. x

[Skippy]

I decided to get some quotes and I think we'll have to stay where we are - I could only find 1 company who would insure us and it was £20 a month more!

[Julie]

Well done Tina - I shopped around too and found a cheaper insurer, although not so easy when you have to declare hubbys BR. Took a lot of time and patience.
I'm on the hunt for cheaper energy suppliers at the mo [:)]

[Andy1964]

I agree with shopping around for insurance etc. but in an IVA would the savings made be translated into more disposable income to go towards creditors, therefore negating any savings made?

[Skippy]

Who did you go with Julie for your insurance Julie?

[Julie]

Sureterm direct Skip - I used a comparison website, although when the forms came through I had to phone them as the paperwork didn't have the BR declared. They were great and resent the forms corrected.

I had never heard of them to be honest, but as long as we're covered correctly I don't care. We've never made a claim, touch wood, but its one of those things you have to have isn't it.

[Skippy]

Thanks Julie, I'll get Dave to look at them when ours is due for renewal. They probably won't want to know in case we flood though!

[kallis3]

I tend to stick with the same ones as we have no excess to pay. It's specifically for both serving and retired police officers, and whilst not the cheapest, it does mean that when we make a claim it costs us nothing..

Same with the car. We only have a £75 excess and no windscreen and glass excess.