Buying a house post IVA

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sam242

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Post by sam242 » Thu May 02, 2019 8:53 pm
Hi there,
We have had our IVA since November, and we are settling From a cash sum from a family member. We have put our F&F offer forward - which is the amount we were due to pay.
We would like to sell our property and with the cash buy a house with a very small mortgage (about £20k). Is this possible?
Kind Regards

luluj

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Post by luluj » Fri May 03, 2019 12:25 am
You would be best speaking to Ryan and or Shaun our mortgage experts on the forum - both have successfully helped many people over the years on differing circumstances.

Whilst the iva remains on your credit file (6 years from start date) it will be more difficult but not impossible
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

sam242

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Post by sam242 » Fri May 03, 2019 5:53 am
Thank you for your help, I will contact one of the mortgage team, much appreciated! :)

Foggy

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Post by Foggy » Fri May 03, 2019 7:52 am
Ryan and / or Shaun can be contacted through the details in their profile pages here:

Ryan : memberlist.php?mode=viewprofile&u=18488
Shaun : memberlist.php?mode=viewprofile&u=22837
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

sam242

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Post by sam242 » Fri May 03, 2019 10:25 am
Thank you for your this :) invaluable info, my husband has been in touch so fingers crossed they can help us!

sam242

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Post by sam242 » Fri May 03, 2019 10:26 am
Sorry about the emoji mid-sentence!

Kergiop

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Post by Kergiop » Fri May 03, 2019 5:36 pm
Hope you will be able to buy a house. Do you know by any chance what is the best time to sell your home in the UK? **live link deleted**
has some simple information but I would like to know if you can get more money if you sell property during certain months?
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