I am in an iva which I went into in 2017 and should fall out my credit rating by 2022 I’m hoping. Back in 2018 I made a full and final settlement payment due to a windfall. Once the iva has come off my credit report, would it be possible to buy a property on the shared ownership scheme? With a deposit after my iva has cleared? I am trying to plan what’s best for me and my partner. (He has no involvement in my iva).