I am currently waiting on my proposal being drawn up. An enveloped card from one of my creditors, Santander arrived in the post this morning informing me that an agent will be calling to my door on Saturday. No other info other than a telephone number to call if this isn't a convenient date.
I have defaulted twice on a relatively small loan with Santander and have wrote to them several times with no reply.
Is this normal?
Dave
He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart. You owe it to him to be worthy of such devotion
It can be normal I'm afraid, I had the same from Mercers (for Barclaycard) but in my case nobody turned up. Forward it to your IP, I wouldn't personally acknowledge the postcard. If they do turn up remember, you only have to say you're proposing an IVA, you don't have to let them in or give them any money. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Hi
It is quite rare for anyone to turn up, very often it is a scare tactic to panic you into paying.
If someone does turn up they have no powers and you can just send them on their way
Regards
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
