I have started an IVA and it was approved, later down the line Barclays, who was one of the creditors sent me several letters to let me know that I have breached the loan agreement and they refuse the IVA, are they allow to do that? after it s been approved? after Barclays offered agreement during the creditor s meeting? I am so scared
If your IVA has been approved the Barclays can do nothing. You are covered. Send these letters to your IP for them to deal with it. Sounds as though wires have been crossed somewhere.
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Having seen the exact same style of letters you're referring to; what you've received is a default letter, and Barclays are saying you've breached the agreement by going into the IVA, which you technically have.
Barclays default letters are written in a scary way and the wording is mildly threatening, but it's nothing to worry about and the fact that they've acknowledged the IVA is actually a good thing.
Send it along to your IP to be sure and for peace of mind, but I'm willing to bet Barclays have already claimed in your arrangement.
I work for one of the UK's biggest Insolvency Practitioners. All posts I make are my own thoughts and/or opinion and are not the views of my employer. None of my posts constitute legal advice and should not be taken as such.