Hello, I had an IVA back in 2008. One of the creditors was HMRC. We were lucky enough to present a payment lump sum part way through the IVA, which the creditors accepted. We have been free of this for about 10 years now. We have a certificate to say its all sorted. However I am really having issues with HMRC and my self assessment. Everything I speak to them they ask if I was ever bankrupt. I explain no it was an IVA and was all finished with a certificate. So my question is even though the completion of the IVA has happened, can HMRC as for money that was owed ?
They shouldn't be able to if they were included. You could try sending them a copy of your completion. If they ask again you can truthfully tell them you have never been bankrupt and see what they say to that.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Who was your former IP ? Can they liase with HMRC and sort this out ? HMRC have a dedicated IVA section in Barringtom Road, Worthing ( last I heard) . It may be worth getting in touch with them ---- your IP should have contact details.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
