Can I apply for an IVA again?

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Post by andrew706 » Sun Sep 27, 2020 7:03 am
Im looking into an IVA as a way to sort out my debts. However I was discharge from an IVA 2 years ago for non payment. would i be eligible for an IVA?



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Post by kallis3 » Sun Sep 27, 2020 7:09 am
What was the reason behind you not paying? Was it affordability and if so, has this changed?

You can try for another one but creditors will want to know the ins and outs of the last one and may not look favourably upon it.

Speak to a couple of companies and see how the land lies.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.


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Post by Foggy » Sun Sep 27, 2020 8:56 am
As Kallis says -- you might have to argue your corner regarding why the last IVA failed and what you have done since to address your debts.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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