Providing you are sensible and re-pay in full each Month, using a credit card responsibly will, so I understand, assist you in improving your credit rating.
this was rejected so i then waited till name was off insolvency register[another 3 months]
the same day it came off i was able to upgrade account and got credit card approved
sorry for the not so good news but the sake of a few more months itll be worth it
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