Can I be a mortgage advisor with an IVA

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lewis

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Post by lewis » Mon Oct 08, 2018 9:38 am
Hi my Iva was completed in February, I have my completion certificate. I am looking at training to become a mortgage advisor my question is am I allowed to with me having an Iva. Tia .

kallis3

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Post by kallis3 » Mon Oct 08, 2018 10:02 am
You need to see what the terms are for the company you are looking at. Your credit record will be stuffed for six years from the start of your IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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Foggy

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Post by Foggy » Mon Oct 08, 2018 10:20 am
Drop Ryan an email -- he will be able to tell you. Contact details via his profile here: memberlist.php?mode=viewprofile&u=18488
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Shaun Vickery

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Post by Shaun Vickery » Mon Oct 08, 2018 11:04 am
There's nothing actually preventing you being a Mortgage Adviser but any firm you work for (or if you become directly authorised by the Financial Conduct Authority, the FCA themselves) would need to be satisfied that this will not have any detrimental affect on any advice you provide. Ultimately it is up to them how they do this, but some may simply decide that they don't want the complication. From my point of view some of the best Advisers I've employed have had their own credit issues in the past - it means they can empathise better with people! Have you got as far as thinking about the authorisation route you would take?
Highly Commended at the British Mortgage Awards. For individual mortgage advice go to http://clients.theselectpartnership.co.uk/

lewis

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Post by lewis » Mon Oct 08, 2018 12:30 pm
Hi thanks for the reply’s .

lewis

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Post by lewis » Mon Oct 08, 2018 12:35 pm
Shaun Vickery wrote:
There's nothing actually preventing you being a Mortgage Adviser but any firm you work for (or if you become directly authorised by the Financial Conduct Authority, the FCA themselves) would need to be satisfied that this will not have any detrimental affect on any advice you provide. Ultimately it is up to them how they do this, but some may simply decide that they don't want the complication. From my point of view some of the best Advisers I've employed have had their own credit issues in the past - it means they can empathise better with people! Have you got as far as thinking about the authorisation route you would take?
Hi Shaun thanks for the reply I have no problem paying for the course I just don’t want a situation of where it being useless if I can’t work in the industry , I am currently looking at training centres . This will be a total career change as such .
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