I have managed to save 800 from bonuses and overtime after paying my 50 percent to be able to afford an electric bike at 800 however I'm frightened of buying it because the IVA company may put my payments up and overtime has now stopped at work
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk