I have managed to save 800 from bonuses and overtime after paying my 50 percent to be able to afford an electric bike at 800 however I'm frightened of buying it because the IVA company may put my payments up and overtime has now stopped at work
if you have saved this from your allowances and have paid any extra to your iva, then you are free to do what you like with your money.
However and this is my personal view- would that £800 be better left as a back up right now if overtime gas stopped?
Is £800 on an electric bike a luxury right now?
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
I agree with Luluj --- what you have legitimately saved from your shares of extra income is yours to do with as you please.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk