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Zebra555 Posts: 4
Joined: Thu Sep 27, 2018 7:19 pm
I am currently in an IVA. Am I allowed to get a few things on a monthly direct debit with disposable income that you can cancel at any time such as Netflix or a gym membership?
Foggy Posts: 28553
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
If you can fund these things out of your current allowances and the supplier doesn't credit check you (or is happy with your bad credit record) yes you can.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Lisa Thomas Posts: 7339
Joined: Wed Dec 03, 2014 10:26 am
I doubt either of those things would be considered a reasonable expense unless either are needed for your job.
abbiesmum2003 Posts: 813
Joined: Sun Dec 02, 2012 8:50 pm
We were able to sign up for Netflix during our IVA. It was never an issue. As long as you can fund it within the given expenses.
An iVA really helped us learn to budget, plan ahead and make certain savings to finance something else.
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