Can I get a few things on direct debit when in an IVA?

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Zebra555
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by Zebra555 » Mon Oct 01, 2018 12:59 pm
I am currently in an IVA. Am I allowed to get a few things on a monthly direct debit with disposable income that you can cancel at any time such as Netflix or a gym membership?
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Foggy
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by Foggy » Mon Oct 01, 2018 1:14 pm
If you can fund these things out of your current allowances and the supplier doesn't credit check you (or is happy with your bad credit record) yes you can.
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Lisa Thomas
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by Lisa Thomas » Mon Oct 01, 2018 1:39 pm
I doubt either of those things would be considered a reasonable expense unless either are needed for your job.
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abbiesmum2003
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by abbiesmum2003 » Mon Oct 01, 2018 6:47 pm
We were able to sign up for Netflix during our IVA. It was never an issue. As long as you can fund it within the given expenses.
An iVA really helped us learn to budget, plan ahead and make certain savings to finance something else.
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